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Why do bus drivers drive so fast?
Buses run on a schedule and they have what's called timing points, meaning every stop they stop at has a set time they are supposed to arrive at said stop. If traffic or accidents or the weather interfere with that and slow them down they have drive a bit faster or slower to make up the time difference.
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Is car insurance cheaper if you don’t commute?
Commuter insurance usually costs about $11 more a year than pleasure driving coverage. The average annual cost of commuter insurance is $1432 to $1445. If you are using your car for commuting, you can pay anything between $995 and $1978 per year.
Why is insurance cheaper with more drivers?
Why Age Affects Car Insurance. Age affects car insurance rates because it's an indicator of a driver's risk to an insurance company. Young drivers are statistically more likely to get into a car accident than older, more experienced drivers. As a result, they're considered high-risk and are more expensive to insure.
Does adding a driver decrease insurance?
You can expect your auto insurance premiums to change if you add a driver to your policy. The change might not be an increase in your rates. In fact, it might bring your premiums down significantly, depending on the primary and secondary drivers on your policy.
How stressful is being a bus driver?
Bus drivers encounter considerable occupational stressors including traffic congestion, conflicts from passengers, rotating shift schedules, poor cabin ergonomics, and tight time schedules [2,5].
Why are bus drivers so fat?
Transportation workers are hypothesized to have higher body weight because of the long periods of sedentary activity and shift work and lack of access to healthy eating and physical activity inherent in the job (2).
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Is being a bus driver depressing?
The highest rate of depression (16.2 percent) was found among bus drivers.
What is the life expectancy of a bus driver?
One of the demographic measurements in the study was the mean age of death: among the cohort of drivers it was 61.3, plus or minus 8.6 years; and among the non-drivers it was 59.1, plus or minus 10.6 years. The median age of death for both groups combined was 61.9 years.
What is the difference between pleasure and commute on auto insurance?
How you use your car will impact the type of insurance you need and therefore the premium rates you pay. A commuter vehicle is one that you use to commute on a daily basis, while a pleasure vehicle is one that you do not drive every day but, rather, only from time to time.
What does commute mean on car insurance?
commuter car insurance. The typical American driver carries a commuter car insurance policy. This means the vehicle is their primary method of transportation, and is used to get to and from work or school. A pleasure use car is a weekends-only vehicle, or one driven only occasionally.
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How do insurance companies verify mileage?
Generally speaking, insurers will ask you for an estimate of your total mileage, but they might also take an annual odometer reading for verification purposes as well. If they choose to use databases or repair shops' information, they could have an accurate odometer reading at any point in time.
Is it better to drive more or less for insurance?
The Bottom Line. Overall, driving less remains a simple and effective way to reduce how much you have to pay for car insurance. Driving less means you're less likely to have an accident, you'll need fewer repairs and you could potentially land you a cheaper insurance plan.
Is insurance cheaper with multiple drivers?
Your premium reflects the additional risk of having numerous drivers use one vehicle, and you'll probably pay more for this policy compared to that of a single-driver policy. However, opting for a multiple-driver policy is the cheaper alternative than buying two individual policies.
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Is it better to have more people on car insurance?
Adding someone to your car insurance does impact your rates, but it won't always have a negative effect — sometimes, you'll actually save money, depending on the age and driving history of everyone you add to your policy.
Does adding a driver decrease insurance?
You can expect your auto insurance premiums to change if you add a driver to your policy. The change might not be an increase in your rates. In fact, it might bring your premiums down significantly, depending on the primary and secondary drivers on your policy.
What factors influence the rate someone pays for their car insurance?
- Age. Age is a very significant rating factor, especially for young drivers. …
- Driving history. This rating factor is straightforward. …
- Credit score. …
- Years of driving experience. …
- Location. …
- Gender. …
- Insurance history. …
- Annual mileage.
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Does my insurance go up if I add someone?
Typically, you can add a family member, friend or roommate to your insurance policy — so long as they have regular access to your vehicle and live in your legal residence. Adding a second driver to your insurance increases your rates, but it also ensures financial protection in case of an emergency.
Does adding a driver mean they are insured?
Adding a driver to your policy means they're an insured driver under your policy when they drive your car. So, if they get into an accident, your insurer is more likely to cover the damage than for an unlisted driver. Sharing a policy with someone typically means both of your vehicles are covered under one policy.
Does it cost more to add a driver to policy?
Adding a driver to a car insurance policy can cost as little as $0 extra, or it can add as much as 100%+ to your annual premium. The exact cost of adding a driver to an existing policy depends on the person you're adding, whether you need to insure an additional vehicle, and which car insurance company covers you.