Can You Lie About Having Health Insurance?

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What happens if you lie about health insurance?

If you are caught lying on insurance application or insurance claim you face a variety of consequences. Your application or claim can be denied. You could be charged a higher premium. Your policy could be canceled.

Health Insurance Is a SCAM: You Are Being Ripped Off (Here’s WHY)

</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="Can_you_lie_to_health_insurance_companies"></span>Can you lie to health insurance companies?<span class="ez-toc-section-end"></span></h2><p><b>Your application or claim can be denied</b>. You could be charged a higher premium. Your policy could be canceled. You might even be prosecuted for <a href="https://allinsurancefaq.com/tarkov-insurance-fraud/">insurance fraud</a>.</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="Does_the_IRS_know_if_I_have_health_insurance"></span>Does the IRS know if I have health insurance?<span class="ez-toc-section-end"></span></h2><p><b>Companies report to the IRS whether or not employees participate in their health plans</b>. They also send employees <span tabindex="0" role="tooltip"><span class="povykd" style="display: inline-block;" tabindex="0" role="button" data-enable-toggle-animation="true" data-extra-container-classes="ZLo7Eb" data-hover-hide-delay="1000" data-hover-open-delay="500" data-send-open-event="true" data-theme="0" data-width="250" data-ved="2ahUKEwjzuK_ws574AhXCeN8KHdwfAbIQmpgGegQIBhAD"><span class="JPfdse" data-bubble-link="" data-segment-text="Form 1095">Form 1095</span></span></span></p><div class="dA3V2b"><p> </p><div class="zbeHf NNMgCf BBwThe">Form 1095</div><div class="LXUB1d wHYlTd">Form 1095 is <b>a collection of Internal Revenue Service (IRS) tax forms in the <a href="https://allinsurancefaq.com/how-to-get-aggregate-insurance-in-canada-and-the-united-states/">United States</a> which are used to determine whether an individual is required to pay the individual shared responsibility provision</b>.</div><div class="q3y9Kc Pqkn2e"><div class="QsTwQb"><div class="kpNONd TbwUpd NJjxre"><cite class="iUh30 qLRx3b tjvcx" role="text">https://en.wikipedia.org<span class="dyjrff qzEoUe" role="text"> › wiki › Form_1095</span></cite></div></div><div class="Fy3QE"><p> </p><h3 class="LC20lb MBeuO DKV0Md"><span class="ez-toc-section" id="Form_1095_%E2%80%93_Wikipedia"></span>Form 1095 – Wikipedia<span class="ez-toc-section-end"></span></h3><p> </p></div></div><p> </p><p> </p></div><p>-C to keep as a tax record. As with Form 1095-A, individuals who receive Form 1095-C do not need to attach it to their tax return.</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="Is_lying_on_insurance_application_a_crime"></span>Is lying on insurance application a crime?<span class="ez-toc-section-end"></span></h2><p>Falsifying information on your <a href="https://allinsurancefaq.com/understanding-the-difference-between-whole-life-and-term-life-insurance-the-ultimate-guide/">life insurance</a> application may seem like a harmless way to get a better rate. However, if you are caught lying on your application, <b>there are a number of consequences you can face, including being charged with committing <a href="https://allinsurancefaq.com/saints-row-3-insurance-fraud-glitch/">insurance fraud</a>, which could possibly lead to criminal charges</b>.</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="Can_insurance_companies_tell_if_youre_lying"></span>Can insurance companies tell if you’re lying?<span class="ez-toc-section-end"></span></h2><p><a href="https://allinsurancefaq.com/in-what-way-does-a-deductible-help-an-insurance-company/"><b>Insurance companies</b></a><b> often discover the truth when an insured person files a claim</b>. The consequences of being found out may include being slapped with a higher premium, losing your <a href="https://allinsurancefaq.com/agreement-to-furnish-insurance-policy/">insurance policy</a>, or incurring civil fraud penalties.</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="What_Happens_if_I_Dont_have_Health_Insurance"></span>What Happens if I Don’t have Health Insurance?<span class="ez-toc-section-end"></span></h2><p><iframe src="https://www.youtube.com/embed/LcmHQGV60Rw" width="600" height="315" allowfullscreen="allowfullscreen"></p><h2 class="wp-block-heading"><span class="ez-toc-section" id="What_happens_if_you_lie_on_your_medical_application"></span>What happens if you lie on your medical application?<span class="ez-toc-section-end"></span></h2><p>It would be a huge red flag if you got caught lying in your application. You’re not going to get interviews. You’re not going to get an acceptance. It would likely get you kicked out of medical school if you were already accepted when they found out.</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="What_is_it_called_if_you_lie_on_an_insurance_application"></span>What is it called if you lie on an insurance application?<span class="ez-toc-section-end"></span></h2><p>If that happens, it generally shouldn’t impact your application or future coverage. <b>Insurance fraud</b> occurs when someone intentionally lies or reports incorrect information for their own benefit.</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="What_happens_if_you_lie_about_smoking_on_health_insurance_application"></span>What happens if you lie about smoking on health insurance application?<span class="ez-toc-section-end"></span></h2><p>If you’re not honest about tobacco, <b>you risk being charged with insurance fraud</b>. Even such “soft fraud” is considered a misdemeanor and can result in sentences of probation, community service — or even time in jail.</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="Is_there_a_penalty_for_not_having_health_insurance_in_2021_and_2022"></span>Is there a penalty for not having health insurance in 2021 and 2022?<span class="ez-toc-section-end"></span></h2><p><iframe src="https://www.youtube.com/embed/EsTyH__5W1k" width="600" height="315" allowfullscreen="allowfullscreen"></p><h2 class="wp-block-heading"><span class="ez-toc-section" id="Do_people_lie_on_insurance"></span>Do people lie on insurance?<span class="ez-toc-section-end"></span></h2><p>According to a study from finder.com, <b>an estimated 35 million Americans have lied on an insurance application</b>. Almost one in three (29 percent) of the people who have lied on an <a href="https://allinsurancefaq.com/you-can-save-15-or-more-on-car-insurance-meme/">insurance application have done so for car</a> insurance.</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="Does_the_IRS_fine_you_for_not_having_health_insurance"></span>Does the IRS fine you for not having health insurance?<span class="ez-toc-section-end"></span></h2><p>Individuals who go without qualifying health coverage for a full year and don’t file for an exemption may owe a tax penalty. <b>The penalty amount is either 2.5% of the gross family household income or $695 per individual and $347.50 per child</b>; you’ll pay whichever amount is greater.</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="Is_health_insurance_reported_to_IRS"></span>Is health insurance reported to IRS?<span class="ez-toc-section-end"></span></h2><p><b>Health coverage providers are required to file information returns with the IRS</b> and furnish statements to individuals each year to report coverage information for the previous calendar year.</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="Does_Your_Health_Insurance_Suck"></span>Does Your Health Insurance Suck?<span class="ez-toc-section-end"></span></h2><p><iframe src="https://www.youtube.com/embed/jUa4IQVxNGk" width="600" height="315" allowfullscreen="allowfullscreen"></p><h2 class="wp-block-heading"><span class="ez-toc-section" id="Does_insurance_company_provide_info_to_IRS"></span>Does insurance company provide info to IRS?<span class="ez-toc-section-end"></span></h2><p>A1. <b>Your <a href="https://allinsurancefaq.com/is-it-illegal-to-get-married-for-health-insurance/">health insurance</a> company is required to provide <span tabindex="0" role="tooltip"><span class="povykd" style="display: inline-block;" tabindex="0" role="button" data-enable-toggle-animation="true" data-extra-container-classes="ZLo7Eb" data-hover-hide-delay="1000" data-hover-open-delay="500" data-send-open-event="true" data-theme="0" data-width="250" data-ved="2ahUKEwiahsb-s574AhVSPN8KHS3oBKsQmpgGegQIChAD"><span class="JPfdse" data-bubble-link="" data-segment-text="Form 1095">Form 1095</span></span></span></b></p><div class="dA3V2b"><p> </p><div class="zbeHf NNMgCf BBwThe">Form 1095</div><div class="LXUB1d wHYlTd">Form 1095 is <b>a collection of Internal Revenue Service (IRS) tax forms in the <a href="https://allinsurancefaq.com/how-to-get-aggregate-insurance-in-canada-and-the-united-states/">United States</a> which are used to determine whether an individual is required to pay the individual shared responsibility provision</b>.</div><div class="q3y9Kc Pqkn2e"><div class="QsTwQb"><div class="kpNONd TbwUpd NJjxre"><cite class="iUh30 qLRx3b tjvcx" role="text">https://en.wikipedia.org<span class="dyjrff qzEoUe" role="text"> › wiki › Form_1095</span></cite></div></div><div class="Fy3QE"><p> </p><h3 class="LC20lb MBeuO DKV0Md"><span class="ez-toc-section" id="Form_1095_%E2%80%93_Wikipedia-2"></span>Form 1095 – Wikipedia<span class="ez-toc-section-end"></span></h3><p> </p></div></div><p> </p><p> </p></div><p><b></b><b>-BPDF, Health Coverage to you and to the Internal Revenue Service</b>. You will use information from the form to prepare your individual income tax return. The law requires SSNs to be reported on Form 1095-B.</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="Does_health_insurance_show_up_on_taxes"></span>Does health insurance show up on taxes?<span class="ez-toc-section-end"></span></h2><p><b>Employer-paid <a href="https://allinsurancefaq.com/what-is-a-health-insurance-premium/">premiums for health insurance</a> are exempt from federal income and payroll taxes</b>. Additionally, the portion of premiums employees pay is typically excluded from taxable income.</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="What_happens_if_you_lie_on_a_car_insurance_application"></span>What happens if you lie on a car insurance application?<span class="ez-toc-section-end"></span></h2><p>Intentionally lying to your <a href="https://allinsurancefaq.com/tarkov-insurance-fraud/">insurance company is a form of fraud</a>, and could result in <b>fines, community service, or even jail time</b>. If you lie to your insurance provider, you could be denied coverage, quoted higher rates, or face penalties like fines, community service, or even prison.</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="Ruling_on_Insurance_in_Islam_Car_Life_Property_Health_Education_Asset_etc_%E2%80%93_Assim_al_hakeem"></span>Ruling on Insurance in Islam: Car, Life, Property, Health, Education, Asset etc – Assim al hakeem<span class="ez-toc-section-end"></span></h2><p><iframe src="https://www.youtube.com/embed/hG1FrBM5cmk" width="600" height="315" allowfullscreen="allowfullscreen"></p><h2 class="wp-block-heading"><span class="ez-toc-section" id="Is_lying_to_insurance_a_crime"></span>Is lying to insurance a crime?<span class="ez-toc-section-end"></span></h2><p><b>Intentionally lying to your <a href="https://allinsurancefaq.com/tarkov-insurance-fraud/">insurance company is a form of fraud</a>, and could result in fines, community service, or even jail time</b>. If you lie to your insurance provider, you could be denied coverage, quoted higher rates, or face penalties like fines, community service, or even prison.</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="Can_you_get_in_trouble_for_lying_about_having_insurance"></span>Can you get in trouble for lying about having insurance?<span class="ez-toc-section-end"></span></h2><p>Intentionally lying to your <a href="https://allinsurancefaq.com/tarkov-insurance-fraud/">insurance company is a form of fraud</a>, and <b>could result in fines, community service, or even jail time</b>. If you lie to your insurance provider, you could be denied coverage, quoted higher rates, or face penalties like fines, community service, or even prison.</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="What_happens_if_you_lie_to_health_insurance"></span>What happens if you lie to health insurance?<span class="ez-toc-section-end"></span></h2><p>If you are caught lying on <a href="https://allinsurancefaq.com/what-is-an-insurance-claim/">insurance application or insurance claim</a> you face a variety of consequences. <b>Your application or claim can be denied.</b> <b>You could be charged a higher premium.</b> <b>Your policy could be canceled</b>.</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="How_long_do_you_have_health_insurance_after_termination"></span>How long do you have health insurance after termination?<span class="ez-toc-section-end"></span></h2><p><iframe src="https://www.youtube.com/embed/hmDaCPoUQJo" width="600" height="315" allowfullscreen="allowfullscreen"></p><div id='jp-relatedposts' class='jp-relatedposts' ><h3 class="jp-relatedposts-headline"><em>Related</em></h3></div><div style="clear:both; 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Your insurance I.D. number (or policy number) on the insurance card indicates the coverage your plan provides. If you're the policyholder, the last two digits in your number might be 00, while dependents might have numbers ending in 01, 02, etc. What is the policy number on an…</p></div><footer class="entry-footer"><div class="entry-actions"><p class="more-link-wrap"> <a href="https://allinsurancefaq.com/where-is-policy-number-on-insurance-card-2/" class="post-more-link"> Read More<span class="screen-reader-text"> Where Is Policy Number On Insurance Card</span><span class="kadence-svg-iconset svg-baseline"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-right-alt-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="27" height="28" viewBox="0 0 27 28"><title>Continue</title><path d="M27 13.953c0 0.141-0.063 0.281-0.156 0.375l-6 5.531c-0.156 0.141-0.359 0.172-0.547 0.094-0.172-0.078-0.297-0.25-0.297-0.453v-3.5h-19.5c-0.281 0-0.5-0.219-0.5-0.5v-3c0-0.281 0.219-0.5 0.5-0.5h19.5v-3.5c0-0.203 0.109-0.375 0.297-0.453s0.391-0.047 0.547 0.078l6 5.469c0.094 0.094 0.156 0.219 0.156 0.359v0z"></path> </svg></span> </a></p></div></footer></div></article></div><div class="carousel-item splide__slide"><article class="entry content-bg loop-entry post-3665 post type-post status-publish format-standard hentry category-insurance"><div class="entry-content-wrap"><header class="entry-header"><div class="entry-taxonomies"> <span class="category-links term-links category-style-normal"> <a href="https://allinsurancefaq.com/category/insurance/" rel="tag">Insurance</a> </span></div><h3 class="entry-title"><a href="https://allinsurancefaq.com/does-lightning-mcqueen-have-life-insurance-or-car-insurance/" rel="bookmark">Does Lightning Mcqueen Have Life Insurance Or Car Insurance</a></h3><div class="entry-meta entry-meta-divider-dot"> <span class="posted-by"><span class="meta-label">By</span><span class="author vcard"><a class="url fn n" href="https://allinsurancefaq.com">Insurance Site</a></span></span> <span class="posted-on"> <time class="entry-date published" datetime="2022-06-18T17:25:05+06:00">June 18, 2022</time><time class="updated" datetime="2022-06-18T17:25:08+06:00">June 18, 2022</time> </span></div></header><div class="entry-summary"><p>Will Lightning McQueen get life insurance or car insurance? Racing is Lightning McQueen’s occupation, so he may have a commercial car insurance policy. He wouldn’t qualify for a personal car insurance policy if he is using the insurance for his career. A commercial car insurance policy is for when a car is mainly used for…</p></div><footer class="entry-footer"><div class="entry-actions"><p class="more-link-wrap"> <a href="https://allinsurancefaq.com/does-lightning-mcqueen-have-life-insurance-or-car-insurance/" class="post-more-link"> Read More<span class="screen-reader-text"> Does Lightning Mcqueen Have Life Insurance Or Car Insurance</span><span class="kadence-svg-iconset svg-baseline"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-right-alt-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="27" height="28" viewBox="0 0 27 28"><title>Continue</title><path d="M27 13.953c0 0.141-0.063 0.281-0.156 0.375l-6 5.531c-0.156 0.141-0.359 0.172-0.547 0.094-0.172-0.078-0.297-0.25-0.297-0.453v-3.5h-19.5c-0.281 0-0.5-0.219-0.5-0.5v-3c0-0.281 0.219-0.5 0.5-0.5h19.5v-3.5c0-0.203 0.109-0.375 0.297-0.453s0.391-0.047 0.547 0.078l6 5.469c0.094 0.094 0.156 0.219 0.156 0.359v0z"></path> </svg></span> </a></p></div></footer></div></article></div><div class="carousel-item splide__slide"><article class="entry content-bg loop-entry post-3248 post type-post status-publish format-standard hentry category-insurance"><div class="entry-content-wrap"><header class="entry-header"><div class="entry-taxonomies"> <span class="category-links term-links category-style-normal"> <a href="https://allinsurancefaq.com/category/insurance/" rel="tag">Insurance</a> </span></div><h3 class="entry-title"><a href="https://allinsurancefaq.com/best-dj-equipment-insurance/" rel="bookmark">Best Dj Equipment Insurance</a></h3><div class="entry-meta entry-meta-divider-dot"> <span class="posted-by"><span class="meta-label">By</span><span class="author vcard"><a class="url fn n" href="https://allinsurancefaq.com">Insurance Site</a></span></span> <span class="posted-on"> <time class="entry-date published" datetime="2022-06-17T17:02:57+06:00">June 17, 2022</time><time class="updated" datetime="2022-06-17T17:03:02+06:00">June 17, 2022</time> </span></div></header><div class="entry-summary"><p>What insurance do I need as a DJ? Also, given that DJs can be sued by venue owners and partygoers, general liability insurance is essential. DJs also face risks because they travel between venues. That may require commercial auto insurance for their car, plus inland marine insurance for their equipment when it’s in transit. Important…</p></div><footer class="entry-footer"><div class="entry-actions"><p class="more-link-wrap"> <a href="https://allinsurancefaq.com/best-dj-equipment-insurance/" class="post-more-link"> Read More<span class="screen-reader-text"> Best Dj Equipment Insurance</span><span class="kadence-svg-iconset svg-baseline"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-right-alt-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="27" height="28" viewBox="0 0 27 28"><title>Continue</title><path d="M27 13.953c0 0.141-0.063 0.281-0.156 0.375l-6 5.531c-0.156 0.141-0.359 0.172-0.547 0.094-0.172-0.078-0.297-0.25-0.297-0.453v-3.5h-19.5c-0.281 0-0.5-0.219-0.5-0.5v-3c0-0.281 0.219-0.5 0.5-0.5h19.5v-3.5c0-0.203 0.109-0.375 0.297-0.453s0.391-0.047 0.547 0.078l6 5.469c0.094 0.094 0.156 0.219 0.156 0.359v0z"></path> </svg></span> </a></p></div></footer></div></article></div><div class="carousel-item splide__slide"><article class="entry content-bg loop-entry post-9592 post type-post status-publish format-standard hentry category-insurance"><div class="entry-content-wrap"><header class="entry-header"><div class="entry-taxonomies"> <span class="category-links term-links category-style-normal"> <a href="https://allinsurancefaq.com/category/insurance/" rel="tag">Insurance</a> </span></div><h3 class="entry-title"><a href="https://allinsurancefaq.com/mesothelioma-attorney-california/" rel="bookmark">Mesothelioma Attorney California</a></h3><div class="entry-meta entry-meta-divider-dot"> <span class="posted-by"><span class="meta-label">By</span><span class="author vcard"><a class="url fn n" href="https://allinsurancefaq.com">Insurance Site</a></span></span> <span class="posted-on"> <time class="entry-date published updated" datetime="2022-09-26T08:01:30+06:00">September 26, 2022</time> </span></div></header><div class="entry-summary"><p>What is the compensation for mesothelioma? Mesothelioma compensation is a financial award paid to patients and family members affected by mesothelioma cancer. The average settlement is $1 million to $1.4 million. Asbestos trust funds can pay over $150,000. mesothelioma attorneys california How long does a mesothelioma settlement take? Although each case is different, many mesothelioma…</p></div><footer class="entry-footer"><div class="entry-actions"><p class="more-link-wrap"> <a href="https://allinsurancefaq.com/mesothelioma-attorney-california/" class="post-more-link"> Read More<span class="screen-reader-text"> Mesothelioma Attorney California</span><span class="kadence-svg-iconset svg-baseline"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-right-alt-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="27" height="28" viewBox="0 0 27 28"><title>Continue</title><path d="M27 13.953c0 0.141-0.063 0.281-0.156 0.375l-6 5.531c-0.156 0.141-0.359 0.172-0.547 0.094-0.172-0.078-0.297-0.25-0.297-0.453v-3.5h-19.5c-0.281 0-0.5-0.219-0.5-0.5v-3c0-0.281 0.219-0.5 0.5-0.5h19.5v-3.5c0-0.203 0.109-0.375 0.297-0.453s0.391-0.047 0.547 0.078l6 5.469c0.094 0.094 0.156 0.219 0.156 0.359v0z"></path> </svg></span> </a></p></div></footer></div></article></div><div class="carousel-item splide__slide"><article class="entry content-bg loop-entry post-9819 post type-post status-publish format-standard hentry category-insurance"><div class="entry-content-wrap"><header class="entry-header"><div class="entry-taxonomies"> <span class="category-links term-links category-style-normal"> <a href="https://allinsurancefaq.com/category/insurance/" rel="tag">Insurance</a> </span></div><h3 class="entry-title"><a href="https://allinsurancefaq.com/bristol-west-insurance-phone-number/" rel="bookmark">Bristol West Insurance Phone Number</a></h3><div class="entry-meta entry-meta-divider-dot"> <span class="posted-by"><span class="meta-label">By</span><span class="author vcard"><a class="url fn n" href="https://allinsurancefaq.com">Insurance Site</a></span></span> <span class="posted-on"> <time class="entry-date published updated" datetime="2022-09-28T12:45:00+06:00">September 28, 2022</time> </span></div></header><div class="entry-summary"><p>Is Bristol West a real insurance company? Bristol West is a nonstandard insurer, meaning they specialize in providing coverage to drivers with imperfect histories such as multiple tickets or a DUI. They're owned by Farmers, a major insurer, so it has more features and better financial stability than other nonstandard insurance companies. Bristol West Insurance…</p></div><footer class="entry-footer"><div class="entry-actions"><p class="more-link-wrap"> <a href="https://allinsurancefaq.com/bristol-west-insurance-phone-number/" class="post-more-link"> Read More<span class="screen-reader-text"> Bristol West Insurance Phone Number</span><span class="kadence-svg-iconset svg-baseline"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-right-alt-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="27" height="28" viewBox="0 0 27 28"><title>Continue</title><path d="M27 13.953c0 0.141-0.063 0.281-0.156 0.375l-6 5.531c-0.156 0.141-0.359 0.172-0.547 0.094-0.172-0.078-0.297-0.25-0.297-0.453v-3.5h-19.5c-0.281 0-0.5-0.219-0.5-0.5v-3c0-0.281 0.219-0.5 0.5-0.5h19.5v-3.5c0-0.203 0.109-0.375 0.297-0.453s0.391-0.047 0.547 0.078l6 5.469c0.094 0.094 0.156 0.219 0.156 0.359v0z"></path> </svg></span> </a></p></div></footer></div></article></div></div></div></div></div></div></div><div id="comments" class="comments-area"><div id="respond" class="comment-respond"><h3 id="reply-title" class="comment-reply-title">Leave a Reply <small><a rel="nofollow" id="cancel-comment-reply-link" href="/can-you-lie-about-having-health-insurance/#respond" style="display:none;">Cancel reply</a></small></h3><form action="https://allinsurancefaq.com/wp-comments-post.php" method="post" id="commentform" class="comment-form" novalidate><p class="comment-notes"><span id="email-notes">Your email address will not be published.</span> <span class="required-field-message">Required fields are marked <span class="required">*</span></span></p><p class="comment-form-comment comment-form-float-label"><textarea id="comment" name="comment" placeholder="Leave a comment..." cols="45" rows="8" maxlength="65525" aria-required="true" required="required"></textarea><label class="float-label" for="comment">Comment <span class="required">*</span></label></p><div class="comment-input-wrap has-url-field"><p class="comment-form-author"><input aria-label="Name" id="author" name="author" type="text" placeholder="John Doe" value="" size="30" maxlength="245" aria-required='true' required='required' /><label class="float-label" for="author">Name <span class="required">*</span></label></p><p class="comment-form-email"><input aria-label="Email" id="email" name="email" type="email" placeholder="john@example.com" value="" size="30" maxlength="100" aria-describedby="email-notes" aria-required='true' required='required' /><label class="float-label" for="email">Email <span class="required">*</span></label></p><p class="comment-form-url"><input aria-label="Website" id="url" name="url" type="url" placeholder="https://www.example.com" value="" size="30" maxlength="200" /><label class="float-label" for="url">Website</label></p></div><p class="comment-form-cookies-consent"><input id="wp-comment-cookies-consent" name="wp-comment-cookies-consent" type="checkbox" value="yes" /> <label for="wp-comment-cookies-consent">Save my name, email, and website in this browser for the next time I comment.</label></p><p class="form-submit"><input name="submit" type="submit" id="submit" class="submit" value="Post Comment" /> <input type='hidden' name='comment_post_ID' value='887' id='comment_post_ID' /> <input type='hidden' name='comment_parent' id='comment_parent' value='0' /></p><p style="display: none;"><input type="hidden" id="akismet_comment_nonce" name="akismet_comment_nonce" value="2b535be56b" /></p><p style="display: none !important;" class="akismet-fields-container" data-prefix="ak_"><label>Δ<textarea name="ak_hp_textarea" cols="45" rows="8" maxlength="100"></textarea></label><input type="hidden" id="ak_js_1" name="ak_js" value="15"/></p></form></div></div></div></main><aside id="secondary" role="complementary" class="primary-sidebar widget-area sidebar-slug-sidebar-primary sidebar-link-style-normal"><div class="sidebar-inner-wrap"><section id="block-7" class="widget widget_block widget_media_image"><div class="wp-block-image is-style-rounded"><figure class="aligncenter size-thumbnail is-resized"><img data-lazyloaded="1" src="data:image/gif;base64,R0lGODdhAQABAPAAAMPDwwAAACwAAAAAAQABAAACAkQBADs=" decoding="async" data-src="https://bizbergthemes.com/forever-young-lite/wp-content/uploads/sites/50/2021/09/pexels-photo-478544-150x150.jpeg" alt="" class="wp-image-77" width="301" height="301" data-srcset="https://allinsurancefaq.com/wp-content/uploads/2021/09/pexels-photo-478544-150x150.jpeg 150w, https://allinsurancefaq.com/wp-content/uploads/2021/09/pexels-photo-478544-300x300.jpeg 300w" data-sizes="(max-width: 301px) 100vw, 301px" /></figure></div></section><section id="block-8" class="widget widget_block widget_text"><p class="has-text-align-center">Twitter specialist. 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