What is the best bodily injury coverage?
The best liability coverage for most drivers is 100/300/100, which is $100,000 per person, $300,000 per accident in bodily injury liability and $100,000 per accident in property damage liability. You want to have full protection if you cause a significant amount of damage in an at-fault accident.
Do I need bodily injury liability in Michigan?
Michigan auto insurance policies are required to provide bodily injury liability insurance coverage of not less than $250,000 per person and up to $500,000 per accident (“$250,000/$500,000”) for these claims unless you select higher or lower limits depending on the amount of protection you need.
What bodily injury coverage do I need Michigan?
Michigan auto insurance policies are required to provide bodily injury liability insurance coverage of not less than $250,000 per person and up to $500,000 per accident (“$250,000/$500,000”) for these claims unless you select higher or lower limits depending on the amount of protection you need.
Do I need bodily injury liability in Florida?
Florida Bodily Injury Liability Insurance is not required in Florida, but highly recommended. As a New Port Richey auto accident attorney with nearly 20 years experience, I can tell you that having bodily injury liability coverage is vitally important.
What is the lowest bodily injury coverage?
Each state has a minimum amount of coverage you are required to have as part of your auto insurance. The most common minimum BIL limit is $25,000 per person, but your state may have a different minimum.
What type of insurance cover is the best?
Most experts agree that life, health, long-term disability, and auto insurance are the four types of insurance you must have. Employer coverage is often the best option, but if that is unavailable, obtain quotes from several providers as many provide discounts if you purchase more than one type of coverage.
What bodily injury coverage do I need Michigan?
Michigan auto insurance policies are required to provide bodily injury liability insurance coverage of not less than $250,000 per person and up to $500,000 per accident (“$250,000/$500,000”) for these claims unless you select higher or lower limits depending on the amount of protection you need.
What is recommended bodily injury coverage in Texas?
Texas law requires you to have at least $30,000 of coverage for injuries per person, up to a total of $60,000 per accident, and $25,000 of coverage for property damage. This is called 30/60/25 coverage. Think about buying more liability coverage.
What is the recommended bodily injury coverage in Michigan?
Up to $50,000 for a person who is hurt or killed in an accident. Up to $100,000 for each accident if several people are hurt or killed. Up to $10,000 for property damage in another state.
Do I need comprehensive and collision in Michigan?
IF YOU WANT YOUR INSURANCE TO PAY FOR DAMAGES TO YOUR CAR IN CASE OF AN ACCIDENT, YOU MUST BUY THE OPTIONAL COLLISION COVERAGE. You are not required to buy collision coverage. However, a lender may require you to purchase collision coverage before giving you a car loan.
What auto insurance coverage do I need in Michigan?
In Michigan, car insurance laws require drivers to have a mandatory 20/40/10 no-fault insurance policy. This means drivers should have liability coverage of at least $20,000 per person and $40,000 per accident for bodily injuries, with at least $10,000 of property damage coverage.
What’s the best bodily injury coverage?
The best liability coverage for most drivers is 100/300/100, which is $100,000 per person, $300,000 per accident in bodily injury liability and $100,000 per accident in property damage liability. You want to have full protection if you cause a significant amount of damage in an at-fault accident.
What happens if you don’t have bodily injury in Florida?
If you don't have bodily injury coverage in Florida, you are at risk of being held personally responsible for other people's medical expenses if you cause a car accident, but you will not be breaking the law. Florida does not require bodily injury liability insurance.
What bodily injury coverage do I need in Florida?
Recommended Coverage Limits: We suggest that you buy Bodily Injury Liability coverage in the amount of $100,000 per person/$300,000 per incident (accident), at a bare minimum. However, we suggest that you buy higher limits if you have substantial assets that you want to protect.
Do I need bodily injury liability insurance in Florida?
Florida Bodily Injury Liability Insurance is not required in Florida, but highly recommended. As a New Port Richey auto accident attorney with nearly 20 years experience, I can tell you that having bodily injury liability coverage is vitally important.
Is personal injury protection mandatory in Florida?
In Florida, PIP coverage is required to be purchased by all owners of motor vehicles registered in this state. PIP coverage makes the individual responsible for their own injuries in an accident regardless of fault.