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How can I get approved for USAA?
First, make sure you're actually eligible for USAA membership. In particular, you must be a member of the U.S. military, or an eligible family member of someone who has served in the armed forces. If you're eligible for USAA membership, you can move on to figuring out which card is the best fit.
Can anyone have an account with USAA?
USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members. Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA.
What documents do I need for USAA?
Please provide a copy of an acceptable military document and government-issued ID. Examples of acceptable military documents include DD214(long version), Discharge Certificate, Leave & Earnings Statement or military orders if you're actively serving. If you are in a Delayed Entry Program please provide your DD Form 4.
Do you need good credit for USAA?
USAA does not offer any credit cards for bad credit (a credit score below 640). All USAA credit cards require good credit for approval, which means a credit score of at least 700.
Does USAA work with bad credit?
While USAA doesn't disclose a minimum credit score on its website, it'll likely be more difficult to get a USAA loan with bad credit than with good credit. If you have bad credit, it's worth checking out lenders that specifically cater to borrowers with poor or fair credit.
Does USAA do a hard pull?
Yes, USAA does a hard inquiry when you apply for a loan. This credit report inquiry will likely drop your credit score by about 5 to 10 points, but you'll be able to get back on track with a few months of on-time payments.
What credit bureau does USAA pull?
TransUnion, Equifax, and Experian are the three primary credit bureaus used by USAA. Equifax, on the other hand, will be pulled 99 percent of the time.
How do I open an account with USAA?
Log into your USAA Member account. If you are not a USAA member and are not sure if you qualify as a member, click here. Have all your personal information for all account holders, including social security numbers, date of birth and physical address ready. You must also have a minimum of $25 to open the account.
Can I join USAA if I not in the military?
Our products and services are open to current and former military and their spouses. Children of USAA members can join, too.
How long does USAA take to verify?
Please allow up to 3 days for processing.
What are the benefits of having a USAA account?
- ATMs. We have more than 60,000 preferred ATMs for you to use nationwide.
- Military Pay. …
- Credit Card. …
- Auto & Home Loans. …
- Help During Deployment.