Table of Contents
Do I need minimum protection on Turo?
When renting on Turo, you always have the legal minimum of car insurance for that state. This also includes personal injury protection and uninsured/underinsured motorist coverage in the states that require it.
Does insurance come with Turo?
All Turo hosts choose the protection plan that's right for them, and every host plan comes standard with $750,000* in third-party liability insurance from Travelers.
What type of insurance do you need for Turo?
You don't need personal insurance coverage if you book a trip with a protection plan made available via Turo. If you do have insurance, our liability insurance provider* will supplement your personal coverage. Depending on the protection plan you select, liability coverage is up to $750,000 in the US.
Does Turo affect your insurance?
Does Turo include car insurance? No — for both hosts and renters, Turo does not automatically provide insurance coverage. Hosts and renters are given three protection plans to choose from or can decline coverage if they have their own applicable commercial or personal auto policies.
What happens if you damage a Turo car?
If your guest reports damage to your vehicle, we'll email you a damage notification. If the damage to your vehicle exposes a safety risk or renders it inoperable, we'll restrict your vehicle making it unavailable for guests to book. Once you've had the damage repaired, you can contact us to remove the restriction.
What insurance do I need for Turo?
You don't need personal insurance coverage if you book a trip with a protection plan made available via Turo. If you do have insurance, our liability insurance provider* will supplement your personal coverage. Depending on the protection plan you select, liability coverage is up to $750,000 in the US.
What happens if you damage a Turo car?
If your guest reports damage to your vehicle, we'll email you a damage notification. If the damage to your vehicle exposes a safety risk or renders it inoperable, we'll restrict your vehicle making it unavailable for guests to book. Once you've had the damage repaired, you can contact us to remove the restriction.
Who pays for damage on Turo?
If the damage is eligible for reimbursement to the host, Turo will: Charge you a damage deposit in line with the extent of damage and the protection plan you chose: $500 or $3,000 (US)
What happens if your car gets wrecked on Turo?
If you have an accident as a Turo renter, you must report the accident immediately – at least within 24 hours of the trip's end or date of the incident. You must also file a police report and provide the report number to Turo. If you don't, you may not be eligible for compensation.
