Does American Express protect rental car?
American Express offers rental car insurance as a complimentary benefit on all American Express-branded credit cards. American Express rental car insurance covers rental car damage or theft, accidental injury, accidental death or dismemberment, and personal property damage.
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Does Amex cover Turo Reddit?
Vehicle sharing or peer to peer arrangements which allow independent owners to rent personal vehicles. Based on this exclusion, it's clear that Amex won't provide coverage for most Turo car rentals.
What insurance do I need for Turo?
You don't need personal insurance coverage if you book a trip with a protection plan made available via Turo. If you do have insurance, our liability insurance provider* will supplement your personal coverage. Depending on the protection plan you select, liability coverage is up to $750,000 in the US.
Does Amex Platinum give you car insurance?
The Amex Platinum card offers many benefits, including car rental insurance and car rental privileges with Avis, Hertz, and National Car Rental. Rental car loss and damage insurance that comes with the Amex Platinum card is secondary, meaning it only covers what your primary insurance won't cover.
Does my car insurance protect my rental car?
If you carry comprehensive and liability coverage on your personal car, coverage typically will extend to your rental car within the United States. If you're renting a car in the U.S. of similar value to your personal car, in all likelihood your auto insurance coverage will be adequate for the rental.
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Does American Express cover truck rental insurance?
The Amex Platinum rental truck insurance covers cardholders for up to $75,000 in collision damage and theft for vehicles rented with the Amex Platinum card or American Express rewards points. Box trucks, trucks that weigh 10k+ lbs., or modified vehicles (except for handicapped accessibility) are not covered.
Do they put a hold on your credit card when you rent a car?
Many US rental car offices place a hold on your credit card when you pick up your rental vehicle. Typically, this amount is equal to your estimated rental charges plus the greater of a fixed-dollar amount or a percentage—normally 15 to 25 percent—of the estimated rental charges.
What happens if you crash a car on Turo?
If you have an accident as a Turo renter, you must report the accident immediately – at least within 24 hours of the trip's end or date of the incident. You must also file a police report and provide the report number to Turo. If you don't, you may not be eligible for compensation.
What kind of insurance do you need for Turo?
You don't need personal insurance coverage if you book a trip with a protection plan made available via Turo. If you do have insurance, our liability insurance provider* will supplement your personal coverage. Depending on the protection plan you select, liability coverage is up to $750,000 in the US.
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What happens if you get in an accident while using Turo?
If you have an accident as a Turo renter, you must report the accident immediately – at least within 24 hours of the trip's end or date of the incident. You must also file a police report and provide the report number to Turo. If you don't, you may not be eligible for compensation.
Do I need full coverage to list my car on Turo?
Yes, you still need your own insurance for your vehicle to cover the financial responsibility laws in your state. Because the vehicle protection plans offered on Turo only apply to trips booked on Turo, you are still required by law to register and insure your vehicle when it's not being shared on Turo.