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Do insurance companies follow you around?
An insurance company can hire a private investigator to follow you if you are in public. However, legal issues can arise if the private investigator follows or spies on you in a place where you have a reasonable expectation of privacy.
What should I not tell the insurance company?
Avoid using phrases like “it was my fault,” “I'm sorry,” or “I apologize.” Don't apologize to your insurer, the other driver, or law enforcement. Even if you are simply being polite and not intentionally admitting fault, these types of words and phrases will be used against you.
Do insurance adjusters follow you around?
It is legal for insurance companies to follow you around in public places. They cannot tap your phone or search your home but they can take photos of you while out in public. They may be looking for evidence that your injuries are not as severe as you claim or that you are not following medical advice.
Do insurance companies hire people to follow you?
The insurance company will typically hire an investigator to conduct a thorough background and surveillance check. In other words, the investigator's sole job is to stalk you.
Can insurance companies track you?
Every car insurance company will monitor different driving behaviors to calculate your discount, but for the most part, an insurance company will track the data they need to determine what kind of driver you are.
How often do insurance companies do surveillance?
Insurance companies generally consider this ample time to get a good sampling of your activities.
Do insurance adjusters follow you around?
It is legal for insurance companies to follow you around in public places. They cannot tap your phone or search your home but they can take photos of you while out in public. They may be looking for evidence that your injuries are not as severe as you claim or that you are not following medical advice.
Do insurance companies hire people to follow you?
The insurance company will typically hire an investigator to conduct a thorough background and surveillance check. In other words, the investigator's sole job is to stalk you.
How often do insurance companies do surveillance?
Insurance companies generally consider this ample time to get a good sampling of your activities.
Should I trust an insurance adjuster?
The short answer to this question is no. An insurance adjuster is employed by an insurance company. A claims adjuster's sole job is to pay you the least amount of money possible. The insurance adjuster is not looking out for your best interest.
What should I not tell the insurance company?
Avoid using phrases like “it was my fault,” “I'm sorry,” or “I apologize.” Don't apologize to your insurer, the other driver, or law enforcement. Even if you are simply being polite and not intentionally admitting fault, these types of words and phrases will be used against you.
Is it smart to shop around for car insurance?
Shopping around for car insurance should be done periodically to get the best deals on premiums. Research by MoneyGeek found that the same driver can be charged $800 more with one insurer than another, making it all the more important to compare auto insurance quotes regularly.