How do I check the status of my Michigan insurance license?

Contact the Department of Insurance and Financial Services for licensure information at 877-999-6442 or visit www.michigan.gov/difs.

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Is Michigan still a no-fault state 2022?

Michigan is a no-fault state, which means drivers are required to have personal injury protection (PIP), also called no-fault insurance. No-fault insurance covers medical expenses for you and your passengers if you're hurt in an accident.

Do Michigan insurance licenses expire?

In Michigan, all insurance licenses are perpetual, except Surplus Lines. Producer licenses remain in good standing as long as the continuing education requirements are met.

What is the official name of the department agency or office in charge of insurance regulation for Michigan?

Department of Insurance and Financial Services.

How long does an insurance company have to pay a claim in Michigan?

Must pay your claim within 60 days after they have received proof of loss. If they fail to pay within 60 days, the claim is considered overdue.

Is Michigan no longer a no-fault state?

NO-FAULT INSURANCE is required by law in Michigan. Every owner of a car must buy certain basic coverages in order to get license plates. It is against the law to drive or let your car be driven without no-fault insurance.

Michigan’s auto insurance law changes this week

Is Michigan changing no-fault insurance?

On July 2, 2020, many changes to the existing no-fault auto insurance law will take effect, including giving Michigan drivers a choice in their level of PIP coverage. Under the new plan, drivers will be able to choose from up to six options for Personal Injury Protection coverage.

Who pays for car damage in a no-fault state Michigan?

No-fault will pay up to $1 million for damage your car does in Michigan to other people's property, such as buildings and fences. It will also pay for damage your car does to another person's properly parked vehicle. It does not pay for any other damage to cars.

When did Michigan stop being a no-fault state?

Is Michigan a No-Fault state for auto accidents? Michigan is a No-Fault state for auto accidents. Before the Michigan No-Fault insurance law was passed by lawmakers in 1973, Michigan had been a tort liability state.

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What is DIFS?

DIFS. Department of Insurance and Financial Services.

Attorney breaks down the ins and outs of Michigan auto insurance bill

How do I check the status of my Insurance license in Michigan?

Contact the Department of Insurance and Financial Services for licensure information at 877-999-6442 or visit www.michigan.gov/difs.

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