Does NSO have tail coverage?

A tail offers coverage for incidents that happen while the claims-made policy is effective but are reported after the policy has expired.

Lorie Brown, Nurse Attorney on NSO Insurance for Nurses

What kind of insurance do nurses get?

Liability insurance is essential to nurses. No one wants things to go awry, so liability insurance can give you protection and peace of mind if things do go wrong. However, while most employers offer medical malpractice insurance to nurses, you may want to consider applying for your own individual liability insurance.

What does NSO stand for nursing?

Nurses Service Organization (NSO) is the nation's largest provider of nursing malpractice insurance, with more than 500,000 nurses insured in the program today.

Is Hpso the same as NSO?

Did you know? HPSO's sister company, Nurses Service Organization (NSO) has been safeguarding nursing professionals since 1976. More than 80 national and state nursing associations endorse malpractice coverage through NSO.

What does a tail policy cover?

Tail coverage is an addition to a claims-made policy. It extends coverage for incidents that happened during the time you had your policy, but a claim was not filed until after your policy expired or was canceled. Tail coverage is another name for an extended reporting period.

What is an NSO policy?

NSO nurse malpractice insurance covers you in a variety of ways. The policy includes professional liability coverage, sexual misconduct/abuse protection, information privacy coverage (HIPAA), license protection, personal liability coverage, and many more features that will protect you in your nursing career.

Welcome to NSO!

Is tail insurance necessary?

Tail coverage only applies to a claims-made policy. It extends the amount of time a claim can be brought against you and reported. Because it doesn't matter when a claim gets filed with occurrence insurance, as long as the loss occurred during your policy period, tail coverage isn't necessary.

Is NSO legitimate?

The Nurses Service Organization (NSO) has been in business since 1976. It is one of the leading providers of malpractice insurance and professional liability coverage for nurses in the United States.

What insurance should you get as a nurse?

Personal liability insurance can help you financially in case you are sued by a patient or their family. Nurses can get sued because of negligence that caused harm to a patient or death.

What types of benefits are usually included in nursing?

  • Paid sick time.
  • Paid vacation and holidays.
  • Health and life insurance.
  • Tuition reimbursement.
  • Wellness programs.
  • Paid family leave.
  • Retirement benefits.
  • Reimbursement for certification fees.

NSO – Applying for coverage is easy!

Do nurses get free health insurance in America?

Most full-time nurses (92%) get some kind of paid time off (vacation, sick days, personal/professional time), and 87% receive employee-subsidized health insurance. Sixty percent get an education allowance, and 45% get reimbursement for certification fees. Less than a quarter (24%) get bonuses or other incentives.

Are NSO and Hpso the same?

Did you know? HPSO's sister company, Nurses Service Organization (NSO) has been safeguarding nursing professionals since 1976. More than 80 national and state nursing associations endorse malpractice coverage through NSO.

NSO: License Protection Coverage by the Numbers

What are the two types of malpractice insurance?

It is important to understand the two basic types of malpractice insurance: "claims-made" and "occurrence." A claims-made policy will only provide coverage if the policy is in effect both when the incident took place and when a lawsuit is filed.

Being insured does not make you a target

Is HPSO insurance legit?

Healthcare Providers Service Organization (HPSO) has a stellar reputation and offers comprehensive professional liability policies. With its multiple premium discounts, it has affordable policies for therapists' offices, and you can take your coverage with you if you leave your job.

What does HPSO insurance cover?

A professional liability policy through HPSO provides coverage for covered medical expenses or personal property damage incurred by you if you are assaulted at your workplace or while traveling to or from your workplace. This policy defines "workplace" as any location used by you to provide professional services.

What are the two types of malpractice insurance?

It is important to understand the two basic types of malpractice insurance: "claims-made" and "occurrence." A claims-made policy will only provide coverage if the policy is in effect both when the incident took place and when a lawsuit is filed.

Without insurance, a plaintiff can go after your assets

Is NSO legitimate?

The Nurses Service Organization (NSO) has been in business since 1976. It is one of the leading providers of malpractice insurance and professional liability coverage for nurses in the United States.

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