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Is hail damage covered by car insurance Alberta?
According to Calgary-based brokerage Sharp Insurance, hail damage is covered under comprehensive insurance coverage, which is optional under Alberta's auto insurance laws and covers any damage caused by falling/flying objects.
How is hail caused?
How Hail Forms. Hail forms when a thunderstorm updraft lifts a water droplet above the freezing level in the atmosphere. The frozen water droplet then accretes super-cooled water or water vapor, which freezes once it comes in contact with the frozen droplet. This process causes a hailstone to grow.
Does insurance cover hail damage Alberta?
Damage to vehicles from wind, hail or water is usually covered if you have purchased comprehensive or all perils auto insurance. Check your policy, as this coverage isn't mandatory.
Is hail damage covered by car insurance?
If you have comprehensive car insurance then you're most likely covered. At Budget Direct Insurance our comprehensive car insurance covers you for hail stones.
Does comprehensive insurance include hail?
In addition to protecting your car from hail damage, comprehensive coverage would also cover your car for damages resulting from vandalism, theft, falling tree branches and in many cases flooding.
Is it worth fixing hail damage on a car?
As you can imagine, hail damage puts a serious damper on your vehicle's value. It often decreases the value by more than the cost of repairs. In other words, if you try to save money by skipping hail repair, you're likely costing yourself more money.