What company has the most reasonable car insurance?
Geico is the cheapest major auto insurance company in the nation, according to NerdWallet's most recent analysis of minimum coverage rates.
Is Allstate the same as AAA?
Typically, Allstate offers better rates than AAA for prospective clients with credit scores of lower than 580. Drivers with exceptional credit — a score of 800-plus — should also lean toward Allstate, which typically beats AAA by $1,071 annually. View typical insurance rates by credit level for Allstate and AAA below.
Which of the car insurance is usually the most important?
The most important coverage has to be your state's minimum liability and property damage coverage. More than anything else, you need to maintain car insurance to keep yourself legal to drive. You risk losing your driver's license and fines driving without it.