Does insurance cover a lost watch?

While a standard homeowners insurance policy usually provides coverage for specialized jewelry and other luxury items, including watches and furs, policy limits can leave you in the lurch if your watch is lost or stolen.

How do I insure a specific item?

This add-on policy is available from most insurance companies, and it allows for an increase to the personal property coverage limit for specific items, like a fine art collection or firearm. Purchasing an endorsement will raise the premium but result in a higher payout after a covered loss.

Are watches Jewellery in insurance?

While a standard homeowners insurance policy usually provides coverage for specialized jewelry and other luxury items, including watches and furs, policy limits can leave you in the lurch if your watch is lost or stolen.

Can I get insurance for a single item?

An Assetsure arranged policy can cover a single item such as a ring or pendant. The policy we arrange can cover a single item such as an engagement ring against loss. You can add other items of jewellery if required and throughout the term of the policy as and when required.

How do you insure something?

To ensure something is to make sure it happens—to guarantee it. To insure something or someone is to cover it with an insurance policy.

Can you add contents insurance?

The most common include accidental damage, home emergency cover and personal possessions cover.

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