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Can you drive without insurance in NH?
New Hampshire motor vehicle laws do not require you to carry auto insurance, but you must be able to demonstrate that you are able to provide sufficient funds to meet New Hampshire motor vehicle financial responsibility requirements in the event of an “at- fault” accident.
Which US states don’t require car insurance?
What States Don't Require Car Insurance? There are only two states where car insurance is not mandatory for all drivers: Virginia and New Hampshire. In Virginia, an uninsured motor vehicle fee may be paid to the state, while in New Hampshire, vehicle owners have the option to post cash bonds.
Why don’t you need car insurance in New Hampshire?
New Hampshire's Motor Vehicle Financial Responsibility Requirements do not require you to buy car insurance, but under these rules you must be able to pay for losses arising from a car accident you cause.
Is New Hampshire a no-fault state for auto insurance?
With regard to car insurance, New Hampshire is a “fault” state.
Why don’t you need car insurance in New Hampshire?
New Hampshire's Motor Vehicle Financial Responsibility Requirements do not require you to buy car insurance, but under these rules you must be able to pay for losses arising from a car accident you cause.
Does insurance follow the car or the driver in NH?
Car insurance usually follows the car in New Hampshire. The types of car insurance that follow the car in New Hampshire are bodily injury liability, personal injury liability, collision, and comprehensive. You're required to carry bodily injury liability and property damage liability in New Hampshire.
Where in the US do you not need car insurance?
New Hampshire and Virginia are the only two states that don't require car insurance. That said, there is no one country-wide rule when it comes to how much car insurance you have to have. Each state has a different minimum amount of car insurance that drivers must obtain in order to legally drive on public roads.
Can you drive in the states without insurance?
You cannot legally drive in any state without demonstrating financial responsibility for damages or liability in the event of an accident. In most states auto insurance is mandatory as proof of this responsibility.
Is it mandatory to have car insurance in USA?
Car insurance laws are set and enforced at the state level, and 49 of the 50 states in America require all drivers to carry an active car insurance policy. New Hampshire is the only state in which you are not legally required to have car insurance, as long as you can show proof of financial responsibility.
Is it legal to not have car insurance in Florida?
State officials estimate 1 in 4 drivers in the Sunshine State don't have auto insurance as required by law. Driving without insurance is illegal in Florida, and it's a serious problem that could result in the suspension or revocation of your driver's license.
Why does New Hampshire have no car insurance?
The state's "live free or die" motto is reflected in its auto laws. Unlike almost all other states, New Hampshire does not require auto insurance for all drivers. However, the state does require drivers to cover costs of bodily injury and property damage for an accident they cause.
Do you legally need car insurance in NH?
New Hampshire motor vehicle laws do not require you to carry auto insurance, but you must be able to demonstrate that you are able to provide sufficient funds to meet New Hampshire motor vehicle financial responsibility requirements in the event of an “at- fault” accident.
Which US state does not require car insurance?
New Hampshire is the only state that doesn't mandate car insurance. However, drivers who choose not to buy car insurance must prove they have sufficient funds to meet the state's financial responsibility requirements (PDF) in the event they cause an accident.
Is NH no-fault car insurance?
Yes, New Hampshire is an at-fault state. Although many states have moved to a no-fault system for car accidents, New Hampshire is not one of them. Instead, it continues to matter who was responsible for an accident on New Hampshire roads.
Is New Hampshire a no-fault accident state?
New Hampshire is a "fault" state, which means that at-fault motorists may be held liable for the injuries and damages they cause. Therefore, victims of negligent drivers must prove who was responsible for the accident in order to pursue compensation for their losses.
Does insurance follow the car or the driver in New Hampshire?
Car insurance usually follows the car in New Hampshire. The types of car insurance that follow the car in New Hampshire are bodily injury liability, personal injury liability, collision, and comprehensive. You're required to carry bodily injury liability and property damage liability in New Hampshire.
Why does New Hampshire have no car insurance?
The state's "live free or die" motto is reflected in its auto laws. Unlike almost all other states, New Hampshire does not require auto insurance for all drivers. However, the state does require drivers to cover costs of bodily injury and property damage for an accident they cause.