Does gender play a role in insurance?
1 But insurance companies traditionally have tied gender to an applicant's risk, so it's often been a factor in setting premiums. However, insurers can't always consider gender a factor—it depends on the particular type of insurance and where someone lives.
Which gender pays the most for car insurance?
Men tend to pay more for car insurance overall, though the difference is slight — about 1%. The difference is most pronounced for teens and young adults.