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Can insurance claim for pre-existing conditions?
Health insurance companies cannot refuse coverage or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts.
Does shield plan cover pre-existing conditions?
MediShield Life is included in all Integrated Shield plans. MediShield Life will cover you for life, including your pre-existing conditions.
Does Integrated Shield plan cover pre-existing conditions?
MediShield Life is included in all Integrated Shield plans. MediShield Life will cover you for life, including your pre-existing conditions. This is the case even if your pre-existing conditions are not covered under the additional portion of your Integrated Shield plan from your private insurer.
What is considered a pre-existing condition Blue Cross Blue Shield?
Pre-existing Conditions are those health conditions which were diagnosed or treated by a provider during the 12 months prior to the coverage effective date, or for which symptoms existed which would cause an ordinarily prudent person to seek diagnosis or treatment.
Can I be denied health insurance because of a pre-existing condition Singapore?
If your insurer discovers that you failed to declare a pre-existing health condition, they can reject your health insurance claim and even void your entire plan.
How long is a pre-existing condition?
HIPAA did allow insurers to refuse to cover pre-existing medical conditions for up to the first 12 months after enrollment, or 18 months in the case of late enrollment.