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Do I need insurance on my boat in Louisiana?
While the state of Louisiana doesn't require boat insurance, most lenders will require a boat policy if you finance your watercraft.
Do I need insurance for a small boat?
Most states don't require boaters to purchase insurance for their watercraft. However, many marinas do require some form of insurance if you wish to use a slip or mooring. Additionally, your bank will require insurance if you are financing the purchase of a boat.
Is boat insurance mandatory in Louisiana?
While the state of Louisiana doesn't require boat insurance, most lenders will require a boat policy if you finance your watercraft.
Do I need insurance for a small boat?
Most states don't require boaters to purchase insurance for their watercraft. However, many marinas do require some form of insurance if you wish to use a slip or mooring. Additionally, your bank will require insurance if you are financing the purchase of a boat.
Does Louisiana require insurance on trailers?
In Louisiana, it's not a legal requirement that you purchase trailer insurance. Usually, your trailer is covered, to some extent, by the auto insurance on the vehicle that tows the trailer, but this coverage is very limited.
Do boats require trailer insurance?
No state requires you to carry insurance for your boat trailer — even the few states that require boat insurance. But, if you don't have coverage and you're in an accident involving your boat trailer, you could be liable for the damages.
Does Louisiana require boat insurance?
While the state of Louisiana doesn't require boat insurance, most lenders will require a boat policy if you finance your watercraft.