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Is it illegal to not have car insurance in Ky?
An owner may not operate a vehicle in Kentucky until insurance has been obtained. According to the statute, an owner who fails to maintain insurance on his vehicle shall have his vehicle registration revoked.
Is car insurance mandatory in Kentucky?
All owners of motor vehicles in Kentucky are required to carry minimum liability coverage.
Can I keep car without insurance?
The law says that you must normally have at least third party motor insurance if you drive or own a vehicle. You must also have insurance if you leave it parked on the street, on your driveway or in your garage. The police can check on the spot if your vehicle is insured using the Motor Insurance Database.
Is car insurance mandatory in Kentucky?
All owners of motor vehicles in Kentucky are required to carry minimum liability coverage.
Is driving without insurance a felony in KY?
To aid in monitoring, it requires insurance agencies to submit monthly records of all personal policies in effect to the KYTC. If your car is identified as uninsured, this would mean you have violated the law with a Class B Misdemeanor, and the penalties can be quite severe.
Is it illegal to not insurance your car?
You cannot legally drive in any state without demonstrating financial responsibility for damages or liability in the event of an accident. In most states auto insurance is mandatory as proof of this responsibility.
What happens if u get caught without insurance?
You could also find yourself facing a lawsuit from the third party and having to pay for any losses, damages and medical expenses for the third party as well. Ultimately, this could cost you many thousands of dollars that would otherwise have been paid for by your insurer.
What is the minimum penalty for driving without insurance?
It is an offence to use a vehicle without valid insurance coverage. The penalty for this offence includes a fine of up to $1,000 or imprisonment of up to 3 months or both, and a mandatory disqualification from holding a driving licence for at least 12 months.
What happens if you get into a car accident without insurance in Kentucky?
If you get into a car accident in Kentucky without insurance, you may be liable for all vehicle damages and medical bills for both yourself and the other driver, even if you are not at fault. You will also likely see steep fines, potential jail time, and revoked driving privileges.