Does Tesla have gap insurance? If you take your Tesla on a lease with no option to own the vehicle written in, then this can be covered by a Lease & Contract Hire Gap Insurance policy. This is designed to cover you, in the event of a total loss, between: the motor insurers settlement at…
Image Source: Flickr Homeowners insurance protects you, your family, and your home from financial loss caused by a covered loss. It covers your house and its contents against certain risks. A risk is anything that can cause financial loss. Examples of risks include natural disasters, fire, theft, and vandalism. Your homeowners insurance protects you…
Image Source: Flickr Imagine you’re shopping for a car. In the dealership, salespeople try to convince you to buy a particular model. They will point out its great features, its high resale value, and other benefits of owning that car. If you’re like most people, you’ll probably think to yourself that the salespeople are…
Life insurance can be a valuable tool for planning for your future and protecting your family. When you take out a policy, you have a specific purpose in mind. Maybe you just want to help ensure that your loved ones are taken care of after you pass away. Maybe you want to plan for something…
When someone sustains an injury at work, it can be devastating. Medical bills, lost wages, and pain and emotional turmoil can all feel insurmountable. That’s why it’s so important to have the right coverage. Fortunately, there are a variety of affordable options, such as bodily injury insurance, to help alleviate the financial stress. A bodily…
Image Source: Freepik Insurance is something most people take for granted. It’s the type of thing you never think about until you need it. And even then, most people just hope they’ll never need it. But what if you need insurance to protect your investments? Even if you’re not a gimbling’ man, you know that…
You’ve just received your insurance card from your insurance company, and you’re wondering what the letter “Rxgrp” means at the end of your insurance card. The letter Rxgrp is a part of the standard practice in insurance cards issued by insurance companies. Insurance companies follow a set of standard practices to ensure correct identification of…
If you’re like most people, you probably spend a lot of time looking for affordable car insurance. After all, your monthly premium isn’t the only thing that matters when you’re shopping for car insurance. The coverage you get from an insurance company also plays a role. And that’s why many policy holders are moving towards…
Image Source: Flickr In the United States and Canada, the majority of people who drive cars are covered by personal auto insurance. This insurance protects you and your car in the event of an accident, and it costs you an average of $1,050 a year in premiums. Furthermore, some of that figure is tax deductible,…
When it comes to life insurance, the options can feel overwhelming. In addition to the many different types of insurance available, the prospect of deciding on a level of coverage can be daunting as well. Today, we’ll help you understand the difference between whole life and term life insurance, and which one makes the most…
Captive insurance is insurance that is held by a third party for the insured person. In some cases, it is sold to businesses or individuals who want to protect themselves against potential risks. In other cases, it is provided by companies that specialize in insuring specific risks. Either way, having captive insurance means having a…
FDIC insurance is a type of deposit insurance that helps protect FDIC-insured banks from failing. In order to protect these banks, the government requires all FDIC-insured banks to maintain certain levels of capital. That capital comes in the form of FDIC insurance. Many people are unfamiliar with this type of insurance, so let’s take a…
The world can be a scary place when you don’t have health insurance. It’s hard to know if you need it or not, and if you’re spending too much for it. That’s why everyone needs to know about insurance binders. How does an insurance binder work? Well, let’s take a look. What is an Insurance…
In case you haven’t heard, travel is becoming increasingly popular and affordable for everyone. Today, more than 230 million people are traveling overseas every year, and the popularity of international travel has only grown in the past few years. However, as with any other activity, travel can have risks, too. Travel insurance provides travelers with…
The Health Savings Account (HSA) is a tax-advantaged savings account that allows you to save money out of your paycheck for medical expenses later. The best part? You don’t even have to pay taxes on the interest! If you’re new to the world of health savings accounts, you might be wondering what exactly they are….
Epilepsy is a chronic neurological disorder characterized by recurring seizures. An estimated 36 million people worldwide have epilepsy, and 3.4% of the U.S. population has the condition. In most cases, the seizures of epilepsy are mild and can be treated with anti consultant drugs. However, for some, the frequency and severity of seizures can grow…
Image Source: Flickr Pet insurance is supposed to cover the financial costs of veterinary care in the event your pet becomes sick or injured. But with so many different types of pet insurance and so many questions about them, it’s no wonder so many pet owners feel confused. Read on to learn more about…
Do you love your insurance card and everything it offers? Then you’ll love this! Your insurance card may be lost, stolen, or simply withdrawn. No worries, though. This is where the “find your card” feature comes in handy. As the name suggests, you can use this option to find out details regarding your insurance card….
Liability insurance is a type of insurance that protects businesses from financial losses due to accidents, bodily injury or property damage they cause. It also covers businesses for any legal liabilities they may incur. Why do businesses need liability insurance? Liability insurance covers a business for financial losses that result from accidents, bodily injury or…
If you’ve ever watched the TV show Fear Factor, you know that the survivalist show is not for the faint of heart. If you’ve ever watched the show, you know that it gives people challenges that are not for the faint of heart. You see, the show challenges contestants to survive a variety of different…
When the weather throws a curve ball, you can’t always plan for the unexpected. That’s why it’s smart to have an umbrella insurance plan in place. Umbrella policies are a way to protect you and your loved ones from unexpected financial losses. You can get coverage for a wide range of financial risks. And, with…
Do you know how much your home is worth? According to the Federal Reserve, the median American family’s net worth is $96,500. If you’re a homeowner, does that number include your house? It should. Your home is probably one of your most valuable assets. So why can’t homeowners insurance be just as valuable? Why is…
Hi: I am 16 and would like to get a motorcycle. I don’t know how much will insurance cost me, and it’s impossible to find this information over the Internet (too many factors). I found out that even if I get a scooter/moped (maximum 50cc), it still counts as a “bike” in terms of the…
The cost of insuring the cost of a Ferrari is $5,325 over six months of coverage. This makes it five times higher than the price of insurance across America. Owning a sports car has always been a dream for many people. And it comes as no surprise that such cars are often seen zooming…
Rhinoplasty is a surgical procedure that can improve the appearance of your nose. It’s a common cosmetic surgery procedure, and many people choose to have it done for aesthetic reasons. If you’re considering rhinoplasty, you may be wondering how to get the surgery covered by insurance. Unfortunately, most insurance plans don’t cover rhinoplasty procedures. However,…
So you want to get gynecomastia surgery covered by insurance? Here’s a step-by-step guide on how to make it happen. Make sure you have a legitimate medical need for the surgery. Insurance companies are more likely to cover the procedure if they believe it is medically necessary. Talk to your doctor about your condition and…
Chiropractors are often seen as a necessary part of health care. However, many people do not understand how much a chiropractor without insurance costs. The cost of a chiropractor without insurance can vary depending on the location and the chiropractor’s rates. In general, most chiropractors charge between $50 and $100 for a visit to their…
It’s important to realize that price differences are mostly due to geographic location. For example, in March 2013 the average cost per case for Invisalign is $1,219 USD in the United States and it’s only $1,109 USD in Canada. Introduction: Before discussing the cost of Invisalign, it’s important to understand what the process includes. …