Table of Contents
Do insurance adjusters follow you around?
It is legal for insurance companies to follow you around in public places. They cannot tap your phone or search your home but they can take photos of you while out in public. They may be looking for evidence that your injuries are not as severe as you claim or that you are not following medical advice.
Do insurance companies hire people to follow you?
The insurance company will typically hire an investigator to conduct a thorough background and surveillance check. In other words, the investigator's sole job is to stalk you.
How often do insurance companies do surveillance?
Insurance companies generally consider this ample time to get a good sampling of your activities.
Should I trust an insurance adjuster?
The short answer to this question is no. An insurance adjuster is employed by an insurance company. A claims adjuster's sole job is to pay you the least amount of money possible. The insurance adjuster is not looking out for your best interest.
How long does an insurance company have to investigate a claim in Ontario?
In general, the insurer must complete an investigation within 30 days of receiving your claim. If they cannot complete their investigation within 30 days, they will need to explain in writing why they need more time. The insurance company will need to send you a case update every 45 days after this initial letter.
How long does a car insurance claim take to settle Ontario?
The average period for car accident settlement in Ontario may take from a few months up to a few years. The time frame varies because each case is different. However, the average period for most personal injury claims is 1.5 – 2.5 years.
How long can an insurance company take to payout a claim?
Insurance claims typically take about one month to resolve. The length of time that it takes to resolve a claim depends on the state and the type of claim. Typically, bodily injury claims take longer to settle than property damage claims.