Is mold a covered loss?

Homeowners insurance generally covers mold only when it's caused by a "covered peril" — an event your homeowners insurance policy will pay for, such as accidental water damage.

What to do if you find black mold in your house?

Add one cup of bleach to one gallon of water and apply it to the moldy spots. You can also find commercial black mold removal products. Soak a paper towel in the cleaner and press it over the mold growth to dampen the area. Then start scrubbing.

Do you have to throw everything away if you have black mold?

Black Mold Removal. Any porous material that has become moldy should be thrown away. This includes ceiling tiles, drywall, and carpet. In cases of extensive mold damage, professional mold remediation specialists should be called in to do the job.

What to do after finding black mold?

Add one cup of bleach to one gallon of water and apply it to the moldy spots. You can also find commercial black mold removal products. Soak a paper towel in the cleaner and press it over the mold growth to dampen the area. Then start scrubbing.

Can black mold in your house hurt you?

On the basis of current research, black mold exposure is no more dangerous than any other type of mold exposure. It is impossible to avoid exposure to mold — the spores are almost everywhere in the atmosphere. In high amounts or in people with allergies, exposure to any mold may cause allergy symptoms.

What happens if you have black mold in your house?

The most common black mold symptoms and health effects are associated with a respiratory response. Chronic coughing and sneezing, irritation to the eyes, mucus membranes of the nose and throat, rashes, chronic fatigue and persistent headaches can all be symptomatic of black mold exposure or black mold poisoning.

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