How do I add a ring to my house insurance?
You can add an engagement ring to your home insurance by purchasing a personal article floater or personal jewelry floater. Some insurers will cover jewelry lost to named peril up to a certain amount or limit of liability.
What type of insurance do I need for jewelry?
A homeowners insurance policy will pay for jewelry repair or replacement after a problem covered by the policy, such as a fire. But a standard home insurance policy limits coverage to $1,500 for theft of jewelry, watches, furs, precious and semiprecious stones.
What is the most appropriate policy among the option important for Jewellery?
Jewellery items stored at home are usually covered under Household Insurance Policy. However, there is also the option of standalone jewellery insurance, in case one needs it exclusively for jewellery. One can also opt for this insurance to protect the precious jewellery kept in bank lockers.