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Is Big Lou a real person?
Big Lou is not a real person. Instead, he is a fictional character created by TermProvider as part of an advertising campaign. It is now a large segment of the company's main brand.
What can Big Lou do for you?
Big Lou is a leader in the “impaired risk” market, meaning it specializes in helping people with existing health issues get coverage. Because it works with so many different insurers, Big Lou's team may be able to get you better rates than you'd find elsewhere.
How Old Is Big Lou?
Established in the 1980s, Big Lou is based in Fort Walton Beach, Florida. It sells whole, term, and universal life policies in all 50 states. Big Lou also sells annuities and long-term care insurance. Its policies are underwritten by major insurers.
How does whole life insurance work?
Whole life insurance works as a permanent policy that builds cash value over time. As long as the premiums are current, the policy remains active for the entire life of the policyholder, and beneficiaries will receive a set death benefit upon the insured's death.
How long does life insurance underwriting take?
The life insurance underwriting process has multiple steps and usually takes two to eight weeks to complete. It may be longer than that if your potential insurer has questions or if they need to wait on a response from your doctor.
Big Lou Insurance – "Right Wing" (Official Audio Commercial)
What is whole Term life insurance?
A whole life policy is the simplest form of permanent life insurance, so named because it provides coverage that lasts your entire life as long as premiums are paid. Unlike term, it's not a “pure life insurance” product because it includes a cash value component.
Is Big Lou real?
To clarify, Big Lou is not a real person that works at TermProvider. It is a fictional person used for marketing. If you look at TermProvider's staff directory, there is not a single person listed with the name “Big Lou.”
How does a universal life policy work?
How does universal life insurance work? Universal life insurance is a form of permanent insurance, meaning coverage can last for your lifetime so long as premiums are paid. This is in contrast to term life insurance which only provides coverage for a set period of time, such as 10 or 20 years.
How long does life insurance underwriting take?
The life insurance underwriting process has multiple steps and usually takes two to eight weeks to complete. It may be longer than that if your potential insurer has questions or if they need to wait on a response from your doctor.
Big Lou “Don’t Get Attached” [Official Video]
What is whole life insurance policy?
Whole life insurance is a type of permanent life insurance, which means the insured person is covered for the duration of their life as long as premiums are paid on time.