What happens if someone else is driving my car and gets in an accident UK?
Your own auto insurance would still be considered the primary coverage. For example, say another person driving your car causes a car accident. Since they were at fault in your car, your insurance is responsible for the damages.
Can I lend my car to a friend UK?
It can result in an average fine of £271, as well as six points on your licence and can even see you disqualified from driving in some cases. To help you avoid a situation like this if you're considering letting someone use your car, you should first make sure they're covered to drive other vehicles.
Can someone drive my car if they are not on my insurance UK?
It might be an emergency or you may have permission from the car owner, but that doesn't mean it's legal. Unless you're a 'named driver' on their car insurance, you almost certainly won't be insured. And both the driver and car owner can run into trouble if caught without the necessary cover.
What happens if someone else is driving my car and gets in an accident mass?
If a driver with permission to drive your car caused an accident, then the injured or damaged parties that the person hit would file a claim against your insurer. Your liability coverage would pay for medical expenses and property damage for the affected parties (not the person driving your car).
Can someone drive my car if they are not on my insurance UK?
It might be an emergency or you may have permission from the car owner, but that doesn't mean it's legal. Unless you're a 'named driver' on their car insurance, you almost certainly won't be insured. And both the driver and car owner can run into trouble if caught without the necessary cover.
Can I let someone else drive my car UK?
There's no limit to how many people can drive the car, so any friends or family, who have your permission, are legally insured to drive it.
Is it OK to lend your car to someone?
If their request sounds frivolous, think twice before letting them touch your car. However, if they need it for an emergency — such as needing to run important errands or other legitimately sounding scenario — then be a good Samaritan and lend your car to them.