Do Hospitals Accept All Insurance?

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Why do some hospitals not accept certain insurance?

Some insurance companies refuse to pay some healthcare providers the amount those healthcare providers believe they are entitled to be paid. When that happens, the healthcare provider will stop accepting that form of insurance as reimbursement.

Adam Ruins Everything – The Real Reason Hospitals Are So Expensive | truTV

</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="What_medical_procedures_are_not_covered_by_insurance"></span>What medical procedures are not covered by insurance?<span class="ez-toc-section-end"></span></h2><ul class="wp-block-list"><li class="TrT0Xe">Adult Dental Services. …</li><li class="TrT0Xe">Vision Services. …</li><li class="TrT0Xe">Hearing Aids. …</li><li class="TrT0Xe">Uncovered Prescription Drugs. …</li><li class="TrT0Xe">Acupuncture and Other Alternative Therapies. …</li><li class="TrT0Xe"><a href="https://allinsurancefaq.com/does-sota-weight-loss-take-insurance/">Weight Loss</a> Programs and Weight Loss Surgery. …</li><li class="TrT0Xe">Cosmetic Surgery. …</li><li class="TrT0Xe">Infertility Treatment.</li></ul><div class="u9iNfb"><div class="ZGh7Vc"><a class="truncation-information" href="https://www.fairhealthconsumer.org/insurance-basics/healthcare/healthcare-services-not-covered-by-health-insurance" data-ved="2ahUKEwjInfjrtKD4AhVQJt8KHeyQB_kQnLoEegQIBhAB" ping="/url?sa=t&source=web&rct=j&url=https://www.fairhealthconsumer.org/insurance-basics/healthcare/healthcare-services-not-covered-by-health-insurance&ved=2ahUKEwjInfjrtKD4AhVQJt8KHeyQB_kQnLoEegQIBhAB" target="_blank" rel="noopener">More items…</a></div><div class="rvIhN">•</div><div class="Od5Jsd">Sep 15, 2017</div></div><h2 class="wp-block-heading"><span class="ez-toc-section" id="Do_you_pay_the_insurance_company_or_the_hospital"></span>Do you pay the insurance company or the hospital?<span class="ez-toc-section-end"></span></h2><p>If you have already paid for your treatment, the <a href="https://allinsurancefaq.com/do-bartenders-get-health-insurance/">insurance company or the health</a> care provider will then reimburse you for those services covered under your claim. <b>If you have not paid for your treatment, the <a href="https://allinsurancefaq.com/in-what-way-does-a-deductible-help-an-insurance-company/">insurance company</a> will pay the doctor/hospital directly</b>.</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="Why_would_health_insurance_deny_coverage"></span>Why would health insurance deny coverage?<span class="ez-toc-section-end"></span></h2><p>Some of the most common reasons that <a href="https://allinsurancefaq.com/insurance-denied-anesthesia-claim/">insurance companies may use to deny health insurance claims</a> include: <b>Medically Unnecessary</b>. Even if you need the service, the <a href="https://allinsurancefaq.com/what-are-the-worst-insurance-companies/">insurance company</a> may claim that the procedure or treatment was medically unnecessary. Paperwork Error.</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="Do_doctors_treat_you_differently_based_on_insurance"></span>Do doctors treat you differently based on insurance?<span class="ez-toc-section-end"></span></h2><p>Studies have shown that <b>nearly 90 percent of physicians admit to making adjustments to their clinical decisions based on what kind of insurance (or lack of insurance) a patient has</b>.</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="This_Doctor_Wont_Take_Health_Insurance_%E2%80%93_and_Charges_Just_35_a_Visit"></span>This Doctor Won’t Take Health Insurance – and Charges Just $35 a Visit<span class="ez-toc-section-end"></span></h2><p><iframe width="600" height="315" src="https://www.youtube.com/embed/yCtAdgpW_Vs" allowfullscreen=""></p><h2 class="wp-block-heading"><span class="ez-toc-section" id="What_type_of_procedures_are_not_covered_by_insurance"></span>What type of procedures are not covered by insurance?<span class="ez-toc-section-end"></span></h2><p><a href="https://allinsurancefaq.com/health-insurance-for-servers/">Health insurance</a> typically covers most doctor and hospital visits, prescription drugs, wellness care, and medical devices. Most <a href="https://allinsurancefaq.com/can-you-lie-about-having-health-insurance/">health insurance</a> will not cover <b>elective or cosmetic procedures, beauty treatments, off-label drug use, or brand-new technologies</b>.</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="What_risks_are_generally_not_covered_by_insurance"></span>What risks are generally not covered by insurance?<span class="ez-toc-section-end"></span></h2><p>While some coverage is available, these five threats are considered mostly uninsurable: <b>reputational risk, regulatory risk, trade secret risk, political risk and pandemic risk</b>.</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="How_do_you_tell_if_a_procedure_is_covered_by_insurance"></span>How do you tell if a procedure is covered by insurance?<span class="ez-toc-section-end"></span></h2><p>If you have any questions about what your plan covers, <b>call your </b><a href="https://allinsurancefaq.com/when-the-insurance-company-wants-a-diagram-of-the-accident/">insurance company</a>. Member services representatives are there to answer exactly these types of calls. They can tell you whether a doctor, prescription or service is <a href="https://allinsurancefaq.com/what-does-gap-insurance-cover/">covered and how much your insurance</a> will pay.</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="70_Percent_of_Doctors_are_Employed_by_Hospitals_Private_Equity_Firms_or_Insurance_Companies"></span>70 Percent of Doctors are Employed by Hospitals, Private Equity Firms or Insurance Companies<span class="ez-toc-section-end"></span></h2><p><iframe width="600" height="315" src="https://www.youtube.com/embed/KDZREt8GotI" allowfullscreen=""></p><h2 class="wp-block-heading"><span class="ez-toc-section" id="What_are_exclusions_in_health_insurance"></span>What are exclusions in health insurance?<span class="ez-toc-section-end"></span></h2><p>An exclusion is <b>a provision within an <a href="https://allinsurancefaq.com/what-is-liability-insurance-coverage-get-the-facts-on-liability-insurance-for-your-business/">insurance policy that eliminates coverage</a> for certain acts, property, types of damage or locations</b>. Things that are excluded are not covered by the plan, and excluded costs don’t count towards the plan’s total out-of-pocket maximum.</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="How_do_insurance_payments_work"></span>How do insurance payments work?<span class="ez-toc-section-end"></span></h2><p><span><span jscontroller="BicQqd" jsname="XtloMb">And this explains why a hospital charges more than what you’d expect for services — <b>because they’re essentially raising the money from patients with insurance to cover the costs, or <span jsaction="click:sKUsF" role="tooltip" tabindex="0"><g-bubble jscontroller="QVaUhf" data-ci="" data-du="200" data-tp="5" jsaction="R9S7w:VqIRre;" jsshadow=""><span jsname="d6wfac" class="povykd" data-enable-toggle-animation="true" data-extra-container-classes="ZLo7Eb" data-hover-hide-delay="1000" data-hover-open-delay="500" data-send-open-event="true" data-theme="0" data-width="250" role="button" style="display:inline-block" tabindex="0" jsaction="vQLyHf" jsslot="" data-ved="2ahUKEwjmgpX7tKD4AhWoV98KHS0cCI8QmpgGegQIDhAD"><span jsname="ukx3I" class="JPfdse" data-bubble-link="" data-segment-text="cost-shifting">cost-shifting</span></span></g-bubble></span></b></span></span><b> </b></p><div class="dA3V2b"><b><span jsname="bN97Pc" jsslot="" data-ved="2ahUKEwjmgpX7tKD4AhWoV98KHS0cCI8Qm5gGegQIDhAE"><p></p><div class="zbeHf NNMgCf BBwThe">cost-shifting</div><div class="LXUB1d wHYlTd">Cost-shifting is <b>a situation where one group of payers overpays costs for a good or a service for another group, which in total pays less than the first one</b>. This problem originates in hospitals. They need to pay for treatment and staff performing it. Hospitals need to balance their costs and incomes.</div><div class="q3y9Kc Pqkn2e"><div class="QsTwQb"><div class="kpNONd TbwUpd NJjxre"><cite class="iUh30 qLRx3b tjvcx" role="text">https://en.wikipedia.org<span class="dyjrff qzEoUe" role="text"> › wiki › Cost-shifting</span></cite></div></div><div class="Fy3QE"><a href="https://en.wikipedia.org/wiki/Cost-shifting" data-ved="2ahUKEwjmgpX7tKD4AhWoV98KHS0cCI8QFnoECA4QBg" ping="/url?sa=t&source=web&rct=j&url=https://en.wikipedia.org/wiki/Cost-shifting&ved=2ahUKEwjmgpX7tKD4AhWoV98KHS0cCI8QFnoECA4QBg" target="_blank" rel="noopener"><p></p><h3 class="LC20lb MBeuO DKV0Md"><span class="ez-toc-section" id="Cost-shifting_%E2%80%93_Wikipedia"></span>Cost-shifting – Wikipedia<span class="ez-toc-section-end"></span></h3> </a><p><a href="https://en.wikipedia.org/wiki/Cost-shifting" data-ved="2ahUKEwjmgpX7tKD4AhWoV98KHS0cCI8QFnoECA4QBg" ping="/url?sa=t&source=web&rct=j&url=https://en.wikipedia.org/wiki/Cost-shifting&ved=2ahUKEwjmgpX7tKD4AhWoV98KHS0cCI8QFnoECA4QBg" target="_blank" rel="noopener"></a><a href="https://en.wikipedia.org/wiki/Cost-shifting" data-ved="2ahUKEwjmgpX7tKD4AhWoV98KHS0cCI8QFnoECA4QBg" ping="/url?sa=t&source=web&rct=j&url=https://en.wikipedia.org/wiki/Cost-shifting&ved=2ahUKEwjmgpX7tKD4AhWoV98KHS0cCI8QFnoECA4QBg" target="_blank" rel="noopener"></a></p></div></div><p><button jsname="sMNorf" class="C0WCEc OhScic zsYMMe" aria-label="Dismiss" aria-hidden="false" tabindex="-1" jsaction="DLNOs"></button></p><p></p></span></b></div><b> </b><p><b></b><b>, to patients with no form of payment</b>.</p><h2 class="wp-block-heading"><span class="ez-toc-section" id="What_you_must_pay_before_the_insurance_company_pays"></span>What you must pay before the insurance company pays?<span class="ez-toc-section-end"></span></h2><p>The amount you pay for covered <a href="https://allinsurancefaq.com/what-is-a-health-insurance-deductible/">health care services before your insurance</a> plan starts to pay. With a $2,000 deductible, for example, you pay the first $2,000 of covered services yourself.</p><div id='jp-relatedposts' class='jp-relatedposts' ><h3 class="jp-relatedposts-headline"><em>Related</em></h3></div><div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://allinsurancefaq.com/lost-jewelry-insurance-claim-found/" target="_blank" rel="dofollow" class="udd4e1eaffeda627f08858b888d2496bc"><div class="centered-text-area"><div class="centered-text" style="float: left;"><div class="udd4e1eaffeda627f08858b888d2496bc-content"><span class="ctaText">See also</span>  <span class="postTitle">Lost Jewelry Insurance Claim Found</span></div></div></div><div class="ctaButton"></div></a></div></div><footer class="entry-footer"></footer></div></article><nav class="navigation post-navigation" aria-label="Posts"><h2 class="screen-reader-text">Post navigation</h2><div class="nav-links"><div class="nav-previous"><a href="https://allinsurancefaq.com/i-need-an-x-ray-no-insurance/" rel="prev"><div class="post-navigation-sub"><small><span class="kadence-svg-iconset svg-baseline"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-left-alt-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="29" height="28" viewBox="0 0 29 28"><title>Previous</title><path d="M28 12.5v3c0 0.281-0.219 0.5-0.5 0.5h-19.5v3.5c0 0.203-0.109 0.375-0.297 0.453s-0.391 0.047-0.547-0.078l-6-5.469c-0.094-0.094-0.156-0.219-0.156-0.359v0c0-0.141 0.063-0.281 0.156-0.375l6-5.531c0.156-0.141 0.359-0.172 0.547-0.094 0.172 0.078 0.297 0.25 0.297 0.453v3.5h19.5c0.281 0 0.5 0.219 0.5 0.5z"></path> </svg></span>Previous</small></div>I Need An X Ray No Insurance</a></div><div class="nav-next"><a href="https://allinsurancefaq.com/how-much-is-insurance-for-a-honda-s2000/" rel="next"><div class="post-navigation-sub"><small>Next<span class="kadence-svg-iconset svg-baseline"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-right-alt-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="27" height="28" viewBox="0 0 27 28"><title>Continue</title><path d="M27 13.953c0 0.141-0.063 0.281-0.156 0.375l-6 5.531c-0.156 0.141-0.359 0.172-0.547 0.094-0.172-0.078-0.297-0.25-0.297-0.453v-3.5h-19.5c-0.281 0-0.5-0.219-0.5-0.5v-3c0-0.281 0.219-0.5 0.5-0.5h19.5v-3.5c0-0.203 0.109-0.375 0.297-0.453s0.391-0.047 0.547 0.078l6 5.469c0.094 0.094 0.156 0.219 0.156 0.359v0z"></path> </svg></span></small></div>How Much Is Insurance For A Honda S2000</a></div></div></nav><div class="entry-related alignfull entry-related-style-wide"><div class="entry-related-inner content-container site-container"><div class="entry-related-inner-content alignwide"><h2 class="entry-related-title">Similar Posts</h2><div class="entry-related-carousel kadence-slide-init splide" data-columns-xxl="2" data-columns-xl="2" data-columns-md="2" data-columns-sm="2" data-columns-xs="2" data-columns-ss="1" data-slider-anim-speed="400" data-slider-scroll="1" data-slider-dots="true" data-slider-arrows="true" data-slider-hover-pause="false" data-slider-auto="false" data-slider-speed="7000" data-slider-gutter="40" data-slider-loop="true" data-slider-next-label="Next" data-slider-slide-label="Posts" data-slider-prev-label="Previous"><div class="splide__track"><div class="splide__list grid-cols grid-sm-col-2 grid-lg-col-2"><div class="carousel-item splide__slide"><article class="entry content-bg loop-entry post-6815 post type-post status-publish format-standard hentry category-insurance"><div class="entry-content-wrap"><header class="entry-header"><div class="entry-taxonomies"> <span class="category-links term-links category-style-normal"> <a href="https://allinsurancefaq.com/category/insurance/" rel="tag">Insurance</a> </span></div><h3 class="entry-title"><a href="https://allinsurancefaq.com/slice-insurance-airbnb/" rel="bookmark">Slice Insurance Airbnb</a></h3><div class="entry-meta entry-meta-divider-dot"> <span class="posted-by"><span class="meta-label">By</span><span class="author vcard"><a class="url fn n" href="https://allinsurancefaq.com">Insurance Site</a></span></span> <span class="posted-on"> <time class="entry-date published updated" datetime="2022-07-03T18:59:23+06:00">July 3, 2022</time> </span></div></header><div class="entry-summary"><p>How does slice insurance work? 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Group 2 – $9.50/month for a medium-sized animal: chinchilla, opossum, sugar glider, iguana, turtle, tortoise, rabbit, ferret, snake (small, medium, and large), or medium-sized bird (weighing between 50 and 300 grams); Group 3 – $12.35/month for a large animal: large bird (weighing from 300 grams to 10…</p></div><footer class="entry-footer"><div class="entry-actions"><p class="more-link-wrap"> <a href="https://allinsurancefaq.com/chinchilla-pet-insurance/" class="post-more-link"> Read More<span class="screen-reader-text"> Chinchilla Pet Insurance</span><span class="kadence-svg-iconset svg-baseline"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-right-alt-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="27" height="28" viewBox="0 0 27 28"><title>Continue</title><path d="M27 13.953c0 0.141-0.063 0.281-0.156 0.375l-6 5.531c-0.156 0.141-0.359 0.172-0.547 0.094-0.172-0.078-0.297-0.25-0.297-0.453v-3.5h-19.5c-0.281 0-0.5-0.219-0.5-0.5v-3c0-0.281 0.219-0.5 0.5-0.5h19.5v-3.5c0-0.203 0.109-0.375 0.297-0.453s0.391-0.047 0.547 0.078l6 5.469c0.094 0.094 0.156 0.219 0.156 0.359v0z"></path> </svg></span> </a></p></div></footer></div></article></div><div class="carousel-item splide__slide"><article class="entry content-bg loop-entry post-8262 post type-post status-publish format-standard hentry category-insurance"><div class="entry-content-wrap"><header class="entry-header"><div class="entry-taxonomies"> <span class="category-links term-links category-style-normal"> <a href="https://allinsurancefaq.com/category/insurance/" rel="tag">Insurance</a> </span></div><h3 class="entry-title"><a href="https://allinsurancefaq.com/doordash-health-insurance-2021/" rel="bookmark">Doordash Health Insurance 2021</a></h3><div class="entry-meta entry-meta-divider-dot"> <span class="posted-by"><span class="meta-label">By</span><span class="author vcard"><a class="url fn n" href="https://allinsurancefaq.com">Insurance Site</a></span></span> <span class="posted-on"> <time class="entry-date published updated" datetime="2022-07-25T12:12:34+06:00">July 25, 2022</time> </span></div></header><div class="entry-summary"><p>Do door dashers get health insurance? Starting today, Dashers can use Stride's platform to research plans and sign up for health insurance. Stride offers a wider selection of plans than Healthcare.gov and state exchanges, and by law, all prices are the same as you'd find on the government sites. Doordash Driver Insurance: Coverage You Didn't…</p></div><footer class="entry-footer"><div class="entry-actions"><p class="more-link-wrap"> <a href="https://allinsurancefaq.com/doordash-health-insurance-2021/" class="post-more-link"> Read More<span class="screen-reader-text"> Doordash Health Insurance 2021</span><span class="kadence-svg-iconset svg-baseline"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-right-alt-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="27" height="28" viewBox="0 0 27 28"><title>Continue</title><path d="M27 13.953c0 0.141-0.063 0.281-0.156 0.375l-6 5.531c-0.156 0.141-0.359 0.172-0.547 0.094-0.172-0.078-0.297-0.25-0.297-0.453v-3.5h-19.5c-0.281 0-0.5-0.219-0.5-0.5v-3c0-0.281 0.219-0.5 0.5-0.5h19.5v-3.5c0-0.203 0.109-0.375 0.297-0.453s0.391-0.047 0.547 0.078l6 5.469c0.094 0.094 0.156 0.219 0.156 0.359v0z"></path> </svg></span> </a></p></div></footer></div></article></div><div class="carousel-item splide__slide"><article class="entry content-bg loop-entry post-2109 post type-post status-publish format-standard hentry category-insurance"><div class="entry-content-wrap"><header class="entry-header"><div class="entry-taxonomies"> <span class="category-links term-links category-style-normal"> <a href="https://allinsurancefaq.com/category/insurance/" rel="tag">Insurance</a> </span></div><h3 class="entry-title"><a href="https://allinsurancefaq.com/cashback-on-health-insurance/" rel="bookmark">Cashback On Health Insurance</a></h3><div class="entry-meta entry-meta-divider-dot"> <span class="posted-by"><span class="meta-label">By</span><span class="author vcard"><a class="url fn n" href="https://allinsurancefaq.com">Insurance Site</a></span></span> <span class="posted-on"> <time class="entry-date published" datetime="2022-06-18T16:32:29+06:00">June 18, 2022</time><time class="updated" datetime="2022-06-18T16:32:35+06:00">June 18, 2022</time> </span></div></header><div class="entry-summary"><p>What are cash back benefits? Key Takeaways. Cash back refers to a credit card benefit that refunds the cardholder’s account a small percentage of the sum spent on purchases. Cash-back rewards are actual cash that can be applied to a credit card bill or received as a check or bank account deposit. How does a…</p></div><footer class="entry-footer"><div class="entry-actions"><p class="more-link-wrap"> <a href="https://allinsurancefaq.com/cashback-on-health-insurance/" class="post-more-link"> Read More<span class="screen-reader-text"> Cashback On Health Insurance</span><span class="kadence-svg-iconset svg-baseline"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-right-alt-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="27" height="28" viewBox="0 0 27 28"><title>Continue</title><path d="M27 13.953c0 0.141-0.063 0.281-0.156 0.375l-6 5.531c-0.156 0.141-0.359 0.172-0.547 0.094-0.172-0.078-0.297-0.25-0.297-0.453v-3.5h-19.5c-0.281 0-0.5-0.219-0.5-0.5v-3c0-0.281 0.219-0.5 0.5-0.5h19.5v-3.5c0-0.203 0.109-0.375 0.297-0.453s0.391-0.047 0.547 0.078l6 5.469c0.094 0.094 0.156 0.219 0.156 0.359v0z"></path> </svg></span> </a></p></div></footer></div></article></div></div></div></div></div></div></div><div id="comments" class="comments-area"><div id="respond" class="comment-respond"><h3 id="reply-title" class="comment-reply-title">Leave a Reply <small><a rel="nofollow" id="cancel-comment-reply-link" href="/do-hospitals-accept-all-insurance/#respond" style="display:none;">Cancel reply</a></small></h3><form action="https://allinsurancefaq.com/wp-comments-post.php" method="post" id="commentform" class="comment-form" novalidate><p class="comment-notes"><span id="email-notes">Your email address will not be published.</span> <span class="required-field-message">Required fields are marked <span class="required">*</span></span></p><p class="comment-form-comment comment-form-float-label"><textarea id="comment" name="comment" placeholder="Leave a comment..." cols="45" rows="8" maxlength="65525" aria-required="true" required="required"></textarea><label class="float-label" for="comment">Comment <span class="required">*</span></label></p><div class="comment-input-wrap has-url-field"><p class="comment-form-author"><input aria-label="Name" id="author" name="author" type="text" placeholder="John Doe" value="" size="30" maxlength="245" aria-required='true' required='required' /><label class="float-label" for="author">Name <span class="required">*</span></label></p><p class="comment-form-email"><input aria-label="Email" id="email" name="email" type="email" placeholder="john@example.com" value="" size="30" maxlength="100" aria-describedby="email-notes" aria-required='true' required='required' /><label class="float-label" for="email">Email <span class="required">*</span></label></p><p class="comment-form-url"><input aria-label="Website" id="url" name="url" type="url" placeholder="https://www.example.com" value="" size="30" maxlength="200" /><label class="float-label" for="url">Website</label></p></div><p class="comment-form-cookies-consent"><input id="wp-comment-cookies-consent" name="wp-comment-cookies-consent" type="checkbox" value="yes" /> <label for="wp-comment-cookies-consent">Save my name, email, and website in this browser for the next time I comment.</label></p><p class="form-submit"><input name="submit" type="submit" id="submit" class="submit" value="Post Comment" /> <input type='hidden' name='comment_post_ID' value='963' id='comment_post_ID' /> <input type='hidden' name='comment_parent' id='comment_parent' value='0' /></p><p style="display: none;"><input type="hidden" id="akismet_comment_nonce" name="akismet_comment_nonce" value="d6f88fbed0" /></p><p style="display: none !important;" class="akismet-fields-container" data-prefix="ak_"><label>Δ<textarea name="ak_hp_textarea" cols="45" rows="8" maxlength="100"></textarea></label><input type="hidden" id="ak_js_1" name="ak_js" value="121"/></p></form></div></div></div></main><aside id="secondary" role="complementary" class="primary-sidebar widget-area sidebar-slug-sidebar-primary sidebar-link-style-normal"><div class="sidebar-inner-wrap"><section id="block-7" class="widget widget_block widget_media_image"><div class="wp-block-image is-style-rounded"><figure class="aligncenter size-thumbnail is-resized"><img data-lazyloaded="1" src="data:image/gif;base64,R0lGODdhAQABAPAAAMPDwwAAACwAAAAAAQABAAACAkQBADs=" decoding="async" data-src="https://bizbergthemes.com/forever-young-lite/wp-content/uploads/sites/50/2021/09/pexels-photo-478544-150x150.jpeg" alt="" class="wp-image-77" width="301" height="301" data-srcset="https://allinsurancefaq.com/wp-content/uploads/2021/09/pexels-photo-478544-150x150.jpeg 150w, https://allinsurancefaq.com/wp-content/uploads/2021/09/pexels-photo-478544-300x300.jpeg 300w" data-sizes="(max-width: 301px) 100vw, 301px" /></figure></div></section><section id="block-8" class="widget widget_block widget_text"><p class="has-text-align-center">Twitter specialist. 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