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Does Florida have no Fault insurance?
Florida is a "no-fault" car insurance state, which means the insurance claim process is meant to be more efficient after a car accident, since your own insurance pays for your medical bills and other economic losses.
Who pays for car damage in a no-fault state Florida?
Florida is a no-fault state, which means each driver carries their own insurance to cover medical bills and car repairs up to a certain amount. More specifically,Florida Statutes § 627.736 requires drivers to carry PIP and property damage coverage policies of up to $10,000.
How does no-fault insurance work in Florida?
The “no-fault” law in Florida means that, in the event of a car accident, both parties turn to their auto insurance policies to make claims, regardless of who was at fault. To cover this, all Florida drivers must have Personal Injury Protection (PIP) insurance included in their car insurance policy.
Is Florida a no-fault state for car damage?
Florida is a no-fault automobile insurance state. This means that drivers must carry personal injury protection insurance (PIP) to pay for their medical expenses and other accident-related damages, regardless of who caused the collision.
What makes Florida a no-fault state?
What Does it Mean that Florida is a No Fault State? Florida is called a “No Fault” state because it has a law requiring a type of car accident insurance that pays regardless of who was at fault for the accident. This type of insurance coverage is called No-Fault insurance or Personal Injury Protection (PIP).