Do I really need liability insurance?
Does Every Business Need General Liability Insurance? States don't typically require businesses to carry general liability insurance. But even if it's not required, it's good to have. Small businesses can benefit from this coverage because it helps protect against risks that can come up during normal operations.
What is the best liability coverage for car insurance?
The best liability coverage for most drivers is 100/300/100, which is $100,000 per person, $300,000 per accident in bodily injury liability and $100,000 per accident in property damage liability. You want to have full protection if you cause a significant amount of damage in an at-fault accident.
What is the most common liability car insurance?
Bodily injury liability coverage (BI) is the most common type of auto insurance because it's required in almost every state.