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Do I need additional car insurance for rental?
Yes, you can use your own car insurance for a rental car as long as your trip is for personal travel. Your personal coverage limits and deductibles will apply. If the trip is for business, your personal auto insurance policy might not cover any type of damage or injury unless you have commercial coverage.
Does my insurance cover rental cars USA?
Your own policy: Your own liability insurance will typically cover you when you're driving rental cars within the U.S. and Canada. If you have minimal liability coverage on your auto policy, you could buy the supplemental protection to boost your coverage.
What is car rental insurance excess?
Excess Cover or Excess Reduction Insurance is designed to protect you against any excess that you might have on your rental car. Excess is the amount that you are liable to pay should you be in an accident of if your rental car is damaged. Excess is sometimes also referred to as a deductible.
Do I need additional car insurance for rental?
Ultimately, it is always a good idea to pay for additional insurance when you rent a car. If you can afford to pay the expenses, always opt for full coverage to protect yourself from the pain of losing massive sums after an unforeseen accident.
What is car rental excess charges and return?
An excess is the maximum amount (*) you would have to pay in case of damage to the vehicle. When signing the rental contract, all or part of the excess (**) is withheld on the credit card. If you return the car without damage the amount retained is returned.
What is excess insurance?
An excess is a deductible, or in other words, the amount of money you have to pay out of pocket before your insurance policy will step in and cover the rest of the claim.