Table of Contents
What does Florida renters insurance cover?
Renters' insurance provides protection against financial loss if your personal property (contents) is damaged or destroyed by a covered peril. A peril is something that causes or may cause damage, loss, or destruction, such as a fire, tornado or hurricane.
What is personal liability coverage?
What is personal liability insurance? Personal liability insurance is a comprehensive umbrella policy that protects you and your family against claims resulting from accidents or injuries caused to someone else or someone else's property.
What is an example of liability coverage?
Bodily injury includes any injury to a third party, like a customer or client, that happens at your business. For example, if a customer enters your flower shop, slips on your wet floor and breaks their leg, your general liability insurance can help cover the cost of their medical bills.
What are personal liabilities?
Personal liability occurs in the event an accident, in or out of your home, that results in bodily injury or property damage that you are held legally responsible for.
Why do I need liability insurance?
Liability insurance is critical for those who are liable and at fault for injuries sustained by other people or in the event that the insured party damages someone else's property. As such, liability insurance is also called third-party insurance.