Where can I go if I don’t have medical insurance?
If you can't afford any health plan and don't qualify for coverage through Medicaid and the Children's Health Insurance Program (CHIP), you can get low-cost health care at a nearby community health center. How much you pay depends on your income. Community health centers are located in both urban and rural areas.
What happens if you don’t have health insurance in the US?
Individuals who go without qualifying health coverage for a full year and don't file for an exemption may owe a tax penalty. The penalty amount is either 2.5% of the gross family household income or $695 per individual and $347.50 per child; you'll pay whichever amount is greater.
What happens in America if you have no health insurance?
Without health insurance, you will be responsible for covering all health care costs, which could be financially ruinous. Health insurance can be affordable through an employer or a subsidized ACA marketplace plan.
Is it mandatory to have health insurance in USA?
Health insurance coverage is no longer mandatory at the federal level, as of Jan. 1, 2019. Some states still require you to have health insurance coverage to avoid a tax penalty.
Why do some US citizens not have health insurance?
Even under the ACA, many uninsured people cite the high cost of insurance as the main reason they lack coverage.
Can you be uninsured in the US?
Broadly, people are considered uninsured if they do not have coverage under private health insurance, Medicare, Medicaid, public assistance (through 1996), Children's Health Insurance Program (CHIP), a state-sponsored or other government-sponsored plan or program, or a military health plan.