What is the meaning of comprehensive in car insurance?
Comprehensive insurance is a car insurance policy that covers certain damages to your vehicle that are not caused by a collision with another car. It is required on leased vehicles, and on vehicles that are currently being paid for by a loan.
Is comprehensive the same as full coverage?
In most cases when an insurance company, agent, or lender references full coverage auto insurance they typically mean comprehensive and collision plus any other coverages required by your state. On Screen Text: Full coverage auto insurance. Comprehensive + collision + state-required coverages.
What is difference between collision and comprehensive?
Comprehensive coverage protects your vehicle from unexpected damage, such as a tree branch falling on it or hitting an animal, while collision coverage protects against collisions with another vehicle or object.
Can you drive any car if you are comprehensive?
As we've seen, driving other cars (DOC) insurance isn't usually included as part of a fully comprehensive policy. Unless your policy states otherwise, you'll only be able to drive your partner's car if they've added you as a named driver or have a family or any driver car insurance policy.
Is collision better than comprehensive?
Comprehensive coverage protects your vehicle from unexpected damage, such as a tree branch falling on it or hitting an animal, while collision coverage protects against collisions with another vehicle or object.
Is collision the same as full coverage?
Collision coverage pays for damage to your car that occurs in a crash, while comprehensive coverage pays for damage due to (almost) everything else. They work hand in hand to repair or replace most types of damage to your car. However, they don't pay for damage to other vehicles, or for injuries.