What travel insurance will not cover?

Most travel insurance policies won't pay out if you have an accident or have property stolen while you're under the influence of drugs or alcohol.

Travel insurance: What it covers, what it doesn't

What is usually covered by travel insurance?

Your travel insurance should always include the following cover: medical expenses and cover for getting you home if you're injured or fall ill abroad. personal injury and cover for accidents or damage caused by you. cover for lost or damaged items.

Does VHI cover you abroad?

Your Vhi Healthcare health insurance plan covers all your eligible in-patient hospital charges up to a maximum* of €65,000 / €100,000 if you need emergency treatment while on holidays abroad.

Does travel insurance cover cancellation?

Cancellation cover is included as part of most travel insurance policies. It'll compensate you for some or all of the cost of your travel expenses – flights, cruise, hotel, excursions and so on – if you've had to cancel your trip because of unexpected circumstances.

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Are there things that travel insurance does not cover?

Most travel insurance policies won't pay out if you have an accident or have property stolen while you're under the influence of drugs or alcohol.

What is typically covered by travel insurance?

Your travel insurance should always include the following cover: medical expenses and cover for getting you home if you're injured or fall ill abroad. personal injury and cover for accidents or damage caused by you. cover for lost or damaged items.

Travel Insurance: How It Works & What You Need to Know

Do travel insurance check medical records?

When you buy a travel insurance policy, it's normal procedure for your insurance provider to ask you for medical information. The information supplied by you will be used by underwriters to work out the level of risk.

Does travel insurance cover health abroad?

Travel insurance can provide financial cover for many eventualities and situations that you might encounter when abroad. This can include: medical expenses (paying for medical treatment whilst you are abroad) medical repatriation (return you to your home country)

What are the benefits of VHI?

Cover for medical treatments and surgical procedures, including ophthalmic and orthopaedic procedures in a wide range of public and private hospitals. 2,500 in-patient consultants. Medical costs of in-patient diagnosis and tests covered too. New advanced treatments in areas such as cardiac and cancer care.

Does travel insurance cover if you change your mind?

Cancellation cover won't reimburse you if you just change your mind about travelling. But it can cover unavoidable, unforeseen circumstances including: You or a family member becoming ill. This usually includes being diagnosed with Covid-19, but check your policy documents carefully for this.

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What is a covered cause for trip cancellation?

The majority of travel insurance policies will provide cancellation cover for the following limited reasons; Death, injury or illness of you or a travelling companion. Death, injury or illness of a close relative not travelling with you. You or a travelling companion are called for Jury Service.

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