What does comprehensive insurance cover in Kenya?
Comprehensive insurance is an auto insurance that provides protection to you, your car and third parties against all possible risks. It covers a wide array of events that can damage your car, including vandalism, fires, and rockslides on twisting mountain roads. This is a cover with the promise of total protection.
What type of insurance is mandatory in Illinois?
In Illinois, all motorists are required by law to be covered by liability insurance to defray the cost of injuries or damages caused to other persons or their property in a crash. Without coverage, a single vehicle collision could lead to significant financial loss and cause you to lose your driving privileges.
What is comprehensive coverage Ontario?
In Ontario, comprehensive car insurance is an optional coverage that pays out for damages to your vehicle caused by weather, fire, theft, and more. That's the simple answer.
Is comprehensive insurance mandatory in India?
Comprehensive Car Insurance offers extensive coverage that covers Third-party Liabilities and Own Damage. Buying this type of policy is not mandatory by law, however, due to its enhanced coverage, it is the preferred choice for many car owners.
What does comprehensive insurance cover include?
Comprehensive insurance coverage is defined as an optional coverage that protects against damage to your vehicle caused by non-collision events that are outside of your control. This includes theft, vandalism, glass and windshield damage, fire, accidents with animals, weather, or other acts of nature.
What is not covered in comprehensive insurance?
Comprehensive auto insurance covers any damage to a car except for damage from a collision. This includes natural hazards, such as deer strikes and falling limbs, as well as fire, weather, natural disasters, theft, and acts of vandalism.
Does comprehensive insurance cover the driver in Kenya?
No. As the name suggests, Motor Vehicle Comprehensive policy only protects damage or loss to the motor vehicle and any claim made by the third parties.
What does comprehensive car insurance give you?
What is comprehensive coverage? Comprehensive coverage helps cover the cost of damages to your vehicle when you're involved in an accident that's not caused by a collision. Comprehensive coverage covers losses like theft, vandalism, hail, and hitting an animal.
Which insurance type is mandatory?
The main type of mandatory auto insurance is known as liability coverage. This will apply when someone is hurt or their property is damaged in an accident that you caused.
What type of insurance is mandatory in most states?
With the exception of Florida, every state requires bodily injury liability insurance (BI), while all 50 states plus Washington, D.C., require property damage liability (PD). Roughly half of the states require a type of uninsured/underinsured motorist insurance (UIM).
What is the main purpose of vehicle insurance?
It protects you, your vehicle and other motorists against liability in case there is an accident. It provides financial compensation to cover any injuries caused to people or their property.
Is medical payments coverage required in Illinois?
No, medical payments coverage is not required in Illinois. Medical payments coverage, or MedPay, is an optional type of car insurance in Illinois that pays medical expenses after a car accident for the policyholder, other named drivers on the policy, and their passengers.
What does comprehensive coverage actually cover?
Comprehensive insurance coverage is defined as an optional coverage that protects against damage to your vehicle caused by non-collision events that are outside of your control. This includes theft, vandalism, glass and windshield damage, fire, accidents with animals, weather, or other acts of nature.
Do I need collision and comprehensive coverage Ontario?
Just like collision coverage, if you finance or lease a vehicle, then it is mandatory to have comprehensive coverage. However, if you own your car then you have the option of removing it.
What is the difference between full coverage and comprehensive?
The difference between full coverage and comprehensive insurance is that full coverage is a car insurance policy that includes both comprehensive and collision insurance along with the state's minimum requirements. Comprehensive insurance covers damage to a car from things other than accidents, like theft or fire.
What is excluded in Comprehensive Coverage?
Mechanical or electrical breakdown Any consequential loss due to depreciation. Normal wear and tear of the vehicle. Damage caused to the vehicle due to the person driving without a valid driving license or driving under the influence of drugs or alcohol.
Which type of insurance is mandatory in India?
In India, as per the Motor Vehicles Act, it is mandatory that all vehicles that operate in any public space must have a motor vehicle insurance cover. Policyholders must have at least 'third party liability' motor insurance cover even when opting for the basic insurance plans.
Is comprehensive insurance optional?
If you lease or finance your vehicle, your lender may require you to carry comprehensive coverage until your loan is paid off. If you own your vehicle outright, comprehensive coverage is optional on your car insurance policy.
Is Comprehensive necessary?
Comprehensive car insurance is essential to have because it will protect you from being sued if an accident happens and someone gets injured, your car or property gets damaged, or they need emergency medical attention.