Liability insurance is a type of insurance that protects businesses from financial losses due to accidents, bodily injury or property damage they cause. It also covers businesses for any legal liabilities they may incur. Why do businesses need liability insurance? Liability insurance covers a business for financial losses that result from accidents, bodily injury or…
Do you own a home or vehicle? If you answered yes to either of those questions, you’re probably wondering whether or not you should get insurance for those assets. After all, owning a home or car suggests that you trust the people who do until something happens to it. However, getting insurance for those…
Like any other type of insurance, security deposits for renters requires proper verification of the applicant’s financial responsibility. Security deposits for landlords require a similar level of verification. The California Vehicle Code (CVC) requires that all landlords or real estate agents to secure a deposit from any applicant who they wish to rent or…
Collision insurance is a type of insurance that helps cover the cost of accidents at the site of car wrecking. There are different types of collision insurance, and it’s helpful to understand the value of each type and the role collision insurance plays in the car insurance marketplace. Collision insurance is a type of insurance…
Image Source: Flickr Insurance is a necessity, but it can be expensive. For some people, it can even be life-changing. For others, it’s a necessary evil.Prescription insurance is a special type of insurance that is offered by some insurance companies. It’s not an insurance policy, so it doesn’t have the same tax implications as standard…
If you’ve ever watched the TV show Fear Factor, you know that the survivalist show is not for the faint of heart. If you’ve ever watched the show, you know that it gives people challenges that are not for the faint of heart. You see, the show challenges contestants to survive a variety of different…
When the weather throws a curve ball, you can’t always plan for the unexpected. That’s why it’s smart to have an umbrella insurance plan in place. Umbrella policies are a way to protect you and your loved ones from unexpected financial losses. You can get coverage for a wide range of financial risks. And, with…
If you are looking for health insurance, you may have come across the term PPO. But what is PPO insurance? Simply put, it is a type of health coverage that gives you more flexibility than traditional HMOs. Let’s take a closer look at the pros and cons of PPO insurance to see if it is…
There are a few things that can happen in insurance that are called “twisting.” One is when an insurance company denies a legitimate claim. They may do this by finding any excuse to not pay, such as saying the policy was not properly followed or that the damages were not caused by the covered event….
Do you know how much your home is worth? According to the Federal Reserve, the median American family’s net worth is $96,500. If you’re a homeowner, does that number include your house? It should. Your home is probably one of your most valuable assets. So why can’t homeowners insurance be just as valuable? Why is…
Hi: I am 16 and would like to get a motorcycle. I don’t know how much will insurance cost me, and it’s impossible to find this information over the Internet (too many factors). I found out that even if I get a scooter/moped (maximum 50cc), it still counts as a “bike” in terms of the…
The cost of insuring the cost of a Ferrari is $5,325 over six months of coverage. This makes it five times higher than the price of insurance across America. Owning a sports car has always been a dream for many people. And it comes as no surprise that such cars are often seen zooming…
Rhinoplasty is a surgical procedure that can improve the appearance of your nose. It’s a common cosmetic surgery procedure, and many people choose to have it done for aesthetic reasons. If you’re considering rhinoplasty, you may be wondering how to get the surgery covered by insurance. Unfortunately, most insurance plans don’t cover rhinoplasty procedures. However,…
So you want to get gynecomastia surgery covered by insurance? Here’s a step-by-step guide on how to make it happen. Make sure you have a legitimate medical need for the surgery. Insurance companies are more likely to cover the procedure if they believe it is medically necessary. Talk to your doctor about your condition and…
Chiropractors are often seen as a necessary part of health care. However, many people do not understand how much a chiropractor without insurance costs. The cost of a chiropractor without insurance can vary depending on the location and the chiropractor’s rates. In general, most chiropractors charge between $50 and $100 for a visit to their…
It’s important to realize that price differences are mostly due to geographic location. For example, in March 2013 the average cost per case for Invisalign is $1,219 USD in the United States and it’s only $1,109 USD in Canada. Introduction: Before discussing the cost of Invisalign, it’s important to understand what the process includes. …