How do I contact Pacific Life?

Questions? Call (800) 722-2333 or (800) 748-6907 for NY, or email us.

Pacific Life Insurance | Life Insurance Company Review by Quotacy

What kind of insurance is Pacific Life?

The carrier offers term life insurance and permanent life policies, including universal life, indexed universal life, variable life, and whole life products. Standard term life policies start at $50,000 in coverage, between 10 to 30 years.

Are Pacific Life annuities good?

Pacific Life receives very good credit ratings from all the major agencies. Fitch rates it A+ (Strong), Moody's rates it A1 (Good) and S&P rates it A+ (Strong). S&P states that “Pacific Life's competitive position is very strong.

How does Pacific Life annuity work?

An annuity provides steady, reliable monthly income for your entire life. And if you want that income to start now, or within a year from now, consider an immediate annuity. It's the simplest, most straightforward type of annuity you can buy. And you'll know from day one how much income you will receive.

Is Pacific Life a stable company?

Pacific Life Insurance Company has earned AM Best's highest financial strength rating, A+ (Superior), which means the insurer is well equipped to meet its claims obligations.

Work From Home – Pacific Life – Customer Service Specialist

Who owns Pacific Life?

Pacific Life is a California Stock Life Insurance Company wholly-owned by Pacific LifeCorp (a Delaware Stock Holding Company) which is, in turn, 98% owned by Pacific Mutual Holding Company (a California Mutual Holding Company).

Is Pacific Life a good annuity?

Pacific Life received high ratings from each, as A.M. Best ranked it at A+ (superior), Fitch and S&P each ranked it at AA- (very strong) and Moody's ranked it at A1 (good).

What kind of company is Pacific Life?

Pacific Life Insurance Company is an American insurance company providing life insurance products, annuities, and mutual funds, and offers a variety of investment products and services to individuals, businesses, and pension plans.

Is Pacific Life a mutual insurance company?

Our structure as a mutual holding company enables us to take a long-term view and make decisions that benefit our policyholders, clients, and the long-term strength of the company. Empowering consumers with confidence at life transitions and resilience when the unexpected happens.

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Is Pacific Life a good annuity?

Pacific Life received high ratings from each, as A.M. Best ranked it at A+ (superior), Fitch and S&P each ranked it at AA- (very strong) and Moody's ranked it at A1 (good).

What is Pacific Life annuity?

An annuity provides steady, reliable monthly income for your entire life. And if you want that income to start now, or within a year from now, consider an immediate annuity. It's the simplest, most straightforward type of annuity you can buy. And you'll know from day one how much income you will receive.

What is the best company to get an annuity from?

  • Best Overall: Fidelity.
  • Best Fixed Indexed Annuity: Allianz.
  • Best Variable Annuity: New York Life.
  • Best Straight Life Annuity: USAA.
  • Best Term Certain Annuity: MassMutual.
  • Best Multi-Year Guaranteed Annuity: American National.

What is the safest annuity company?

  • Best Overall: Fidelity.
  • Best Fixed Indexed Annuity: Allianz.
  • Best Variable Annuity: New York Life.
  • Best Straight Life Annuity: USAA.
  • Best Term Certain Annuity: MassMutual.
  • Best Multi-Year Guaranteed Annuity: American National.

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Is Pacific Life a good annuity?

Pacific Life received high ratings from each, as A.M. Best ranked it at A+ (superior), Fitch and S&P each ranked it at AA- (very strong) and Moody's ranked it at A1 (good).

How much does a 1 million dollar annuity pay?

If you purchase your $1,000,000 annuity between the ages of 60 – 70 and start taking payments immediately then you can expect to receive between $4,000 and $5,500 per month for the rest of your life or for the time period of your annuity payout.

How much will a lifetime annuity pay per month?

Our data revealed that a $1,000,000 annuity would pay between $4,583.32 and $12,732.00 per month if you use a lifetime income rider.

Pacific Life Re Life Reinsurance

How does an annuity work?

Annuities are essentially insurance contracts. You pay a set amount of money today, or over time, in exchange for a lump-sum payment or stream of income in the future. The type of annuity and the details of the particular annuity can determine the payouts you'll receive.

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