Is NSO worth it nursing?

It is the single best way to protect against medical malpractice claims that could result in a loss of license or personal assets — and all nurses should have it. NSO malpractice insurance is one of several options that nurses or the physicians that employ them can choose.

Lorie Brown, Nurse Attorney on NSO Insurance for Nurses

What does NSO stand for nursing insurance?

Nurses Service Organization (NSO) is the nation's largest provider of nursing malpractice insurance, with more than 500,000 nurses insured in the program today. We know what nurses need, because we rely on nurses to tell us what products, services and educational resources you need to stay on top of your game.

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Does NSO have tail coverage?

A tail offers coverage for incidents that happen while the claims-made policy is effective but are reported after the policy has expired.

Are Hpso and NSO the same?

Did you know? HPSO's sister company, Nurses Service Organization (NSO) has been safeguarding nursing professionals since 1976. More than 80 national and state nursing associations endorse malpractice coverage through NSO.

What does NSO stand for nursing?

Nurses Service Organization (NSO) is the nation's largest provider of nursing malpractice insurance, with more than 500,000 nurses insured in the program today. We know what nurses need, because we rely on nurses to tell us what products, services and educational resources you need to stay on top of your game.

Are NSO and Hpso the same?

Did you know? HPSO's sister company, Nurses Service Organization (NSO) has been safeguarding nursing professionals since 1976. More than 80 national and state nursing associations endorse malpractice coverage through NSO. Coverage offered through your employer may leave gaps.

Nursing Service Organization NSO Representation

Does NSO have tail coverage?

A tail offers coverage for incidents that happen while the claims-made policy is effective but are reported after the policy has expired.

Is professional liability the same as malpractice?

Malpractice insurance is another name for professional liability insurance for legal or medical professionals. No matter what it's called, professional liability policies offer coverage if you make a mistake in your professional service.

Does NSO have tail coverage?

A tail offers coverage for incidents that happen while the claims-made policy is effective but are reported after the policy has expired.

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NSO Laymens Terms Explained

Are Hpso and NSO the same?

Did you know? HPSO's sister company, Nurses Service Organization (NSO) has been safeguarding nursing professionals since 1976. More than 80 national and state nursing associations endorse malpractice coverage through NSO.

What kind of insurance do nurses get?

Liability insurance is essential to nurses. No one wants things to go awry, so liability insurance can give you protection and peace of mind if things do go wrong. However, while most employers offer medical malpractice insurance to nurses, you may want to consider applying for your own individual liability insurance.

Is Tail coverage required?

Tail coverage only applies to a claims-made policy. It extends the amount of time a claim can be brought against you and reported. Because it doesn't matter when a claim gets filed with occurrence insurance, as long as the loss occurred during your policy period, tail coverage isn't necessary.

Being insured does not make you a target

What is an NSO policy?

NSO nurse malpractice insurance covers you in a variety of ways. The policy includes professional liability coverage, sexual misconduct/abuse protection, information privacy coverage (HIPAA), license protection, personal liability coverage, and many more features that will protect you in your nursing career.

What is medical tail coverage?

In contrast to a standard policy, tail coverage provides protection for medical malpractice claims that are reported after the provider's policy expired or was cancelled.

Does Proliability have tail coverage?

An Extended Reporting Period — or Tail Coverage — may be purchased to extend the reporting period after the policy ends. Occurrence: An occurrence policy covers any incident that occurred during the policy period even if a claim is reported after the policy has expired.

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Personal Malpractice Insurance

Is HPSO insurance legit?

Healthcare Providers Service Organization (HPSO) has a stellar reputation and offers comprehensive professional liability policies. With its multiple premium discounts, it has affordable policies for therapists' offices, and you can take your coverage with you if you leave your job.

What does HPSO stand for Hipaa?

At Healthcare Providers Service Organization (HPSO), we offer a simple, affordable solution to help cover your assets, license and career.

What does HPSO insurance cover?

A professional liability policy through HPSO provides coverage for covered medical expenses or personal property damage incurred by you if you are assaulted at your workplace or while traveling to or from your workplace. This policy defines "workplace" as any location used by you to provide professional services.

Having no insurance does not mean you won't get sued

What are the two types of malpractice insurance?

It is important to understand the two basic types of malpractice insurance: "claims-made" and "occurrence." A claims-made policy will only provide coverage if the policy is in effect both when the incident took place and when a lawsuit is filed.

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