Is Kai-Zen a good investment?

Kai-Zen is particularly attractive for pass through entities where traditional deferred compensation is not viable, or groups that have maxed out their qualified plans and still want to save more. It can also be a great vehicle for Buy-Sell plans, Key-Man Insurance, Stock Redemption, and Partner Buy Out.

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What is a Kai-Zen plan?

A: Kai-Zen is an executive benefits program aimed at highly compensated individuals or professional groups, such as law firms, medical doctors, engineers, and other professionals that need an additional avenue over and above their normal 401K plan to help them save for retirement and plan for their future.

What is Kai-Zen investing?

The Kai-Zen strategy allows your clients to maintain their current lifestyles in the event of a chronic illness, premature death, or if their retirement savings prove to be insufficient. Protecting their earnings is critical to insuring their ability to save for retirement.

What is insurance premium financing?

Premium financing uses borrowed money to pay for life insurance premiums. This is most often done in conjunction with very large policies (that pay very large death benefits), so that the policy owner does not need to tie up their own capital. Instead, the capital is used as collateral for the loan.

What is Kai-Zen investing?

The Kai-Zen strategy allows your clients to maintain their current lifestyles in the event of a chronic illness, premature death, or if their retirement savings prove to be insufficient. Protecting their earnings is critical to insuring their ability to save for retirement.

What is a Kai-Zen plan?

A: Kai-Zen is an executive benefits program aimed at highly compensated individuals or professional groups, such as law firms, medical doctors, engineers, and other professionals that need an additional avenue over and above their normal 401K plan to help them save for retirement and plan for their future.

Kai Zen Testimonial Jay Grossman

What is insurance premium financing?

Premium financing uses borrowed money to pay for life insurance premiums. This is most often done in conjunction with very large policies (that pay very large death benefits), so that the policy owner does not need to tie up their own capital. Instead, the capital is used as collateral for the loan.

How do you leverage life insurance for planning purposes?

  1. Fund or Save a Business and Provide Liquidity The cash value of an insurance policy can serve as your own personal bank to borrow from to fund or save a business. …
  2. Pay Estate Taxes Even billionaires purchase life insurance!
Apr 8, 2017

How does the 5 payment retirement plan work?

Put in just 5 annual payments to solidify your retirement! Premiums are jointly funded by bank financing. Bank financing provides the majority of the total contribution. Maximize your retirement while providing protection for you and your family.

How do you leverage life insurance for planning purposes?

  1. Fund or Save a Business and Provide Liquidity The cash value of an insurance policy can serve as your own personal bank to borrow from to fund or save a business. …
  2. Pay Estate Taxes Even billionaires purchase life insurance!
Apr 8, 2017

Introduction to the Kai Zen Plan

Is Kai-Zen a good investment?

Kai-Zen is particularly attractive for pass through entities where traditional deferred compensation is not viable, or groups that have maxed out their qualified plans and still want to save more. It can also be a great vehicle for Buy-Sell plans, Key-Man Insurance, Stock Redemption, and Partner Buy Out.

What is Kai-Zen investing?

The Kai-Zen strategy allows your clients to maintain their current lifestyles in the event of a chronic illness, premature death, or if their retirement savings prove to be insufficient. Protecting their earnings is critical to insuring their ability to save for retirement.

How does the 5 payment retirement plan work?

Put in just 5 annual payments to solidify your retirement! Premiums are jointly funded by bank financing. Bank financing provides the majority of the total contribution. Maximize your retirement while providing protection for you and your family.

Kai Zen Employee

How do you leverage life insurance for planning purposes?

  1. Fund or Save a Business and Provide Liquidity The cash value of an insurance policy can serve as your own personal bank to borrow from to fund or save a business. …
  2. Pay Estate Taxes Even billionaires purchase life insurance!
Apr 8, 2017

How do you qualify for premium financing?

  1. The insured is financially savvy with a high net worth (but with limited liquid assets)
  2. The insured is under age 70 and in good health.
  3. A clearly demonstrated insurable interest and financial need.

How does a premium finance company work?

Instead of making payments directly to the insurance carrier, the insured will work with a premium finance company. The premium finance company will take care of the premium payment due to the insurance carrier. The borrower, or insured, in turn makes payments to the premium financing company.

Boost Retirement with Kai Zen

How do premium finance companies make money?

A finance company generates income by borrowing money at a certain interest rate from one source (i.e. a bank, private investors, etc.) and lending that money at a higher rate to policyholders that request financing. Profits from premium financing also include late fees and other incidental charges.

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