Can I get cover for pre-existing conditions?

Yes. Under the Affordable Care Act, health insurance companies can't refuse to cover you or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts. They also can't charge women more than men.

What happens if you have a pre-existing condition?

A health problem, like asthma, diabetes, or cancer, you had before the date that new health coverage starts. Insurance companies can't refuse to cover treatment for your pre-existing condition or charge you more.

What is considered a pre-existing condition Blue Cross Blue Shield?

Pre-existing Conditions are those health conditions which were diagnosed or treated by a provider during the 12 months prior to the coverage effective date, or for which symptoms existed which would cause an ordinarily prudent person to seek diagnosis or treatment.

Does Canada cover pre-existing conditions?

Many Canadians have some kind of pre-existing condition, such as diabetes, asthma or other manageable conditions that don't have a debilitating impact on their daily lives. Insurance is certainly available for anyone with this kind of condition.

Does MediShield cover pre-existing conditions?

MediShield Life will cover all pre-existing conditions, even if they are excluded by your private insurer from the additional private insurance coverage of your IP.

Can I be denied health insurance because of a pre-existing condition Singapore?

Subject to the insurer interpretation of what is considered pre-existing, most insurers will not refuse your claim, especially your hospitalisation event is years after the inception of your policy. I have a plan under Medishield as well as a rider plan under a private insurance company.

How long is a pre-existing condition?

HIPAA did allow insurers to refuse to cover pre-existing medical conditions for up to the first 12 months after enrollment, or 18 months in the case of late enrollment.

What counts as pre-existing condition?

A health problem, like asthma, diabetes, or cancer, you had before the date that new health coverage starts. Insurance companies can't refuse to cover treatment for your pre-existing condition or charge you more.

Does shield plan cover pre-existing conditions?

MediShield Life is included in all Integrated Shield plans. MediShield Life will cover you for life, including your pre-existing conditions.

Is High Blood Pressure considered a pre-existing condition?

Hypertension (high blood pressure) is an example of one such common pre-existing condition affecting more than 33 million adults under 65.

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