What does it mean to get a ring insured?

Engagement ring insurance is a contractual means of risk management to protect you from financial repercussions in the event of physical loss, theft, or damage. The policies typically extend to all jewelry items submitted to the coverage scope and result in either replacement, repair, or cost reimbursement.

Are rings insured?

Are Wedding Rings Covered by Homeowners Insurance? The short answer is yes, jewelry is included in renters and homeowners insurance policies that cover the value of items in your home.

Can you claim for a lost ring?

Lost rings and valuable personal items may be covered under home insurance, but standard coverage limits can be low. To be sure your valuables have the coverage you want, have them professionally appraised and find out about insurance options. A “floater” endorsement can extend coverage limits beyond the base coverage.

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