Can you drive in Virginia without car insurance?

Virginia requires all drivers to either carry a minimum amount of car insurance or pay a $500 uninsured motor vehicle fee. If you're caught driving without a form of financial responsibility, the penalties could be severe.

What is the penalty for not having car insurance in Virginia?

Pays a $600 statutory fee (collected by DMV and deposited into the Uninsured Motorist Fund) Furnishes and maintains proof of financial responsibility (form SR-22) for three years. Pays a reinstatement fee, if applicable.

Is Virginia a mandatory auto insurance state?

Virginia Code § 46.2-706 requires all Virginia registered motor vehicle owners to have motor vehicle liability insurance or enough money to pay for any losses that may result from an automobile accident.

How long can you drive in Virginia without insurance?

It simply allows you to operate a motor vehicle uninsured for the next 12 months without additional penalties. The minimum requirements for auto insurance in Virginia are: $25,000 in bodily injury insurance per person.

How can I drive without insurance in Virginia?

When you choose to drive without insurance, the Virginia DMV requires that you pay $500 in addition to your typical registration fees every year to waive insurance. You may also choose to prorate this $500 fee if you need to go without insurance for only part of the year.

Is it mandatory to have car insurance in Virginia?

Under Virginia law, drivers must obtain the minimum required auto insurance coverage or pay an uninsured motorist fee. If you choose to obtain the minimum required insurance coverage, then you must have at least: $25,000 in coverage for bodily injury (per person) $50,000 in coverage for bodily injury (per accident)

Do you need insurance if you have a license but no car in Virginia?

Every state except New Hampshire and Virginia mandates a minimum amount of liability insurance you need to have to drive your car. You can't own and operate a vehicle without insurance. But, if you don't have a car, you have no vehicle to insure.

How long can you go without car insurance in va?

“Car insurance is legally optional in Virginia. If you choose to drive uninsured in VA, you must pay a $500 fee to the DMV. Drivers must pay this fee to register their vehicle or get their plates. This fee allows you to drive uninsured for 12 months without penalties.

Can you go to jail for not having car insurance in Virginia?

If the department of motor vehicles hears you've been driving without coverage, you'll receive a notification. The potential penalties include a $500 fine, driver's license and license plate suspension, and a Class 3 misdemeanor conviction.

How much is the fine for no insurance in Virginia?

If the vehicle is uninsured, the motor vehicle owner is required to pay to DMV a $500 uninsured motor vehicle fee in addition to normal registration fees. Payment of the $500 fee does not provide the motorist with any insurance coverage.

What happens if you get caught with no car insurance?

Police will likely charge you with driving without car insurance. You could face a hefty fine, license suspension and even jail time, depending on the state. Once you buy car insurance, you will probably pay much higher rates for coverage.

Is auto insurance mandatory in Virginia?

Virginia Code § 46.2-706 requires all Virginia registered motor vehicle owners to have motor vehicle liability insurance or enough money to pay for any losses that may result from an automobile accident.

Is it illegal to not have car insurance in Virginia?

Virginia requires all drivers to either carry a minimum amount of car insurance or pay a $500 uninsured motor vehicle fee. If you're caught driving without a form of financial responsibility, the penalties could be severe.

What auto insurance coverage is required in Virginia?

The minimum amount of Virginia auto insurance coverage is $25,000/$50,000/$20,000. In the event of a covered accident, your limits for bodily injury are $25,000 per person, with a total maximum of $50,000 per incident. It also covers up to $20,000 for damage to another person's property.

What is the minimum auto insurance coverage in Virginia?

It is illegal to drive a car in Virginia without at least the minimum amount of liability coverage required by law: Bodily injury: $30,000 per person and $60,000 per accident. Property damage: $20,000 per accident.

What type of insurance is required by law in Virginia?

Virginia Code § 46.2-706 requires all Virginia registered motor vehicle owners to have motor vehicle liability insurance or enough money to pay for any losses that may result from an automobile accident.

Does Virginia require full coverage car insurance?

Virginia law requires only liability and uninsured/underinsured motorist coverages, but there are a number of other options available from most insurance carriers. Below is a list of commonly available options: Comprehensive: This pays for damages to your vehicle that occur in non-collision circumstances.

Leave a Reply

Your email address will not be published. Required fields are marked *