Table of Contents
What two things are not usually covered by homeowners insurance?
Termites and insect damage, bird or rodent damage, rust, rot, mold, and general wear and tear are not covered. Damage caused by smog or smoke from industrial or agricultural operations is also not covered. If something is poorly made or has a hidden defect, this is generally excluded and won't be covered.
Can you replace just the outside AC unit?
Here's our recommendation: You should replace both the outdoor and indoor units together for the following reasons: Old indoor units are incompatible with new outdoor units. Mismatched indoor and outdoor units lead to serious problems. Replacing only one unit can void the manufacturer warranty.
Which of the following is not included in homeowners policy?
Many things that aren't covered under your standard policy typically result from neglect and a failure to properly maintain the property. Termites and insect damage, bird or rodent damage, rust, rot, mold, and general wear and tear are not covered.
Which of these is not protected by most homeowners insurance?
Many things that aren't covered under your standard policy typically result from neglect and a failure to properly maintain the property. Termites and insect damage, bird or rodent damage, rust, rot, mold, and general wear and tear are not covered.
Can you replace just the outside AC unit?
Here's our recommendation: You should replace both the outdoor and indoor units together for the following reasons: Old indoor units are incompatible with new outdoor units. Mismatched indoor and outdoor units lead to serious problems. Replacing only one unit can void the manufacturer warranty.
How long do AC units last?
While every unit is different, and every homeowner has a different understanding of when their central air conditioner is broken beyond repair, it's fair to say that, with proper maintenance and care, you can expect a good 15 to 20 years of cooling from a new high efficiency air conditioning system.
What does a new AC unit include?
The components installed may include the inside air handler or evaporator, outside compressor or condensing unit, new refrigerant supply lines, thermostat, condensate drain lines, and the condensate pump when applicable.
How much does a new air conditioning unit cost for a 2000 square foot home in Florida?
AC units for 2,000 sq ft house can range from $4,000 to $13,000 BTU.
Can you just replace AC condenser unit?
A common question we get is if you can replace just the condenser. The short answer is yes, you can. Some technicians often do in some cases. Perhaps if you have a newer system and the damage occurred due to outside forces, such as inclement weather.
Can you replace AC unit without replacing furnace?
If your existing furnace and your new air conditioner are compatible, you don't necessarily need to replace both systems. This is usually the case when you replace your air conditioner with a similar model. A new furnace could boost your system's efficiency.
How often should you replace your outside AC unit?
Air conditioning units can last a surprisingly long time, but they can also break unexpectedly. You can expect to replace an AC unit every 10-15 years unless you experience problems with the unit. Be sure to keep up with maintenance and proper storage of the unit once the weather becomes cold.
How does the insurance work?
If you make a claim your insurer will pay out for the loss that is covered under the policy. If you don't make a claim, you won't get your money back; instead it is pooled with the premiums of other policyholders who have taken out insurance with the same insurance company.