What if the other party does not report an accident?

Policyholders face serious consequences if they fail to file an accident report, as this constitutes a breach of the insurance policy condition. The insurer is entitled to repudiate liability, resulting in the insured's loss of protection under the policy.

How do I make a third party claim?

While you won't be filing the claim with your insurance company, call your insurer as soon as possible to report what happened. Often, they'll file the claim with the driver's insurance company for you, after working with the other insurer to determine fault.

How do I complain to insurer?

You can also contact your representative or call the insurer, and give details such as policy number, name, contact numbers and the exact nature of your complaint, including the background, i.e. what has taken place so far, and the documents to support your case.

Where do I go to report an accident?

You should make a report at the nearest Police Station in the country the accident occurred. If you require advice and assistance, please call your insurance company.

Can I claim insurance after 24 hours?

You will still need to lodge the accident report within 24 hours or the next working day to provide the accident details and to safeguard yourself as the other party might still submit a claim against you.

When should I lodge traffic accident report?

Report the accident to your Insurer within 24 Hours or by the next working day. If you do not report an accident, Your insurer may repudiate liability; Your No-Claims Discount may be docked upon the renewal of your policy; and.

How do I settle a private car accident?

To enter into a private settlement, both drivers must complete and sign a Private settlement letter that you must submit to your insurer within 24 hours of the incident. This document is legal and a binding agreement between both parties.

Do I need a police report for car accident?

You are only required to report the accident to the police if someone is injured in the accident or if it involves government/foreign vehicles, government property, cyclists or pedestrians. Should you require further assistance, please call our 24-hour claims hotline at 6221 2199 or +65 6540 2199 if you're overseas.

Do I need to make accident report?

If you do not report an accident, Your insurer may repudiate liability; Your No-Claims Discount may be docked upon the renewal of your policy; and. Your insurer may cancel or refuse to renew your policy.

How can I settle my car accident privately Philippines?

To enter into a private settlement, both drivers must complete and sign a Private settlement letter that you must submit to your insurer within 24 hours of the incident. This document is legal and a binding agreement between both parties.

How do I proceed a third party claim?

  1. Duly filed and signed claim form.
  2. A copy of the FIR.
  3. A copy of your valid Driving License.
  4. A copy of the first two pages of your policy document.
  5. A copy of your vehicle's registration certificate.

What is third party claims?

If you are involved in an accident but the third party is fully at fault, you may wish to claim against the third party for your losses.

What is the procedure for claim?

The claimant must submit the written intimation as soon as possible to enable the insurance company to initiate the claim processing. The claim intimation should consist of basic information such as policy number, name of the insured, date of death, cause of death, place of death, name of the claimant.

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