How can you bring down the cost of your insurance?

  1. Shop around. …
  2. Before you buy a car, compare insurance costs. …
  3. Ask for higher deductibles. …
  4. Reduce coverage on older cars. …
  5. Buy your homeowners and auto coverage from the same insurer. …
  6. Maintain a good credit record. …
  7. Take advantage of low mileage discounts.

What is the $400 insurance refund in Michigan?

To be eligible for a refund, Michiganders

Michiganders
A native or resident of the state of Michigan in the United States of America.
https://en.wiktionary.org › wiki › Michiganian

must have had a car, motorcycle, or RV that was insured to drive legally on Michigan roads as of 11:59 p.m. Oct. 31, 2021. The refunds are $400 per vehicle or $80 per historic vehicle and must be sent in the form of a paper check or an ACH deposit no later than May 9, 2022.

Who gets 400 insurance refund?

Who is eligible for the refund? The refund will be distributed by insurance companies to clients who had a car insured with the company as of Oct. 31, 2021. Most individuals — including those with motorcycles or RVs — will receive the full $400 refund while those with an insured historic vehicle will receive $80.

Where is my $400 Michigan refund?

Are you still waiting to receive your auto insurance refund? Anyone who has not yet received their auto insurance refund can call the Michigan Department of Insurance and Financial Services (DIFS) at 833-275-3437 for more assistance. Operators are available from 8 a.m. to 5 p.m. on Monday-Friday.

How much will my Michigan insurance refund be?

Michigan drivers received $400 per vehicle auto insurance refunds in 2022. Below are answers to frequently asked questions and additional information about the surplus refund process. Below are answers to frequently asked questions and additional information about the surplus refund process.

When should I get my Michigan insurance refund?

DIFS

DIFS
Department of Insurance and Financial Services. DIFS.

will direct insurers to issue refund checks or ACH deposits to consumers as expeditiously as possible, but in no event later than 60 days after the transfer of funds. If you are eligible to receive a refund and do not receive your check by the deadline, contact your insurance company.

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