Table of Contents
Why is the paint coming off my car?
peeling, AKA de-lamination, happens when one of the underlying layers stops sticking to the surface under it and comes undone. When this occurs, large and small flakes of paint can peel off the vehicle. Scratches and dings can also cause the paint underneath it to peel.
Can I claim insurance for car scratches India?
Yes, you can claim insurance for car scratches and dents in India. However, it is advisable not to do so as it may become an expensive deal for your future motor insurance premiums.
Can you claim on car insurance for scratches?
In short, yes, auto insurance will cover scratches. However, the scratches have to be caused by a covered peril in your policy, like a car accident or vandalism. And depending on your deductible, it may not be worth filing a claim.
Do I have to tell my insurance if I scratch my car?
Even if you don't file a claim for a dent or scratch, you should still notify your insurer of it. Many insurers require you to inform them of even minor damage to your vehicle. Failing to do so can invalidate your policy and lead to future claims being rejected.
Is paint covered under insurance India?
To claim or not to claim? Various factors go into deciding whether you can or should claim insurance on your car body/paint repairs namely: Extent of damage: as a thumb rule, consider insurance claims only if repair and painting is needed for more than 2 body panels (or Rs 6000+ in repair charges)