What if the other party does not report an accident?
Policyholders face serious consequences if they fail to file an accident report, as this constitutes a breach of the insurance policy condition. The insurer is entitled to repudiate liability, resulting in the insured's loss of protection under the policy.
How do I make a third party claim?
- The other driver's name and phone number.
- Their license and registration information.
- Their vehicle information.
- Their auto insurance information (from their ID card)
- Photos of the accident scene and vehicle damage.
- Witness statements.
- Police report.
When should you make a police report for traffic accident?
You should lodge a police report within 24-hours in these cases: There is an injured/unconscious party. It's a hit-and-run accident.
How do I settle a private car accident?
If there is a motor accident and the parties involved agree to resolve the issue without filing a claim from their motor vehicle insurers. To enter into a private settlement, both drivers must complete and sign a Private settlement letter that you must submit to your insurer within 24 hours of the incident.
What do you do in a minor car accident in Singapore?
Right after the accident has occurred, check if all parties involved are injured. If anyone is in need of medical attention, call for an ambulance at 995 immediately. Do not move the bodies or vehicles while waiting for help.
What is settlement of claim?
Settlement of claims means all activities of the insurer or its agent which are related directly or indirectly to the determination of the compensation that is due under coverage afforded by the insurance policy or insurance contract.
What is third party claims?
If you are involved in an accident but the third party is fully at fault, you may wish to claim against the third party for your losses.