Is Mississippi a no pay no play state?
No, Mississippi is not a no-fault state. Mississippi is an at-fault (or “tort”) state, which means that the driver who causes an accident uses their insurance to pay for the other driver's bills from the collision. Police and insurance companies use the available evidence to decide who is at fault for the accident.
What happens if the person at fault in an accident has no insurance in Mississippi?
If a driver is caught without the legally required insurance minimums, they could be cited for a misdemeanor offense and face penalties that include a fine of up to $1,000, as well as a driver's license suspension of up to one year.
What does uninsured motorist cover in Mississippi?
Uninsured / Underinsured motorist coverage means our insurance policy will provide compensation to us after a wreck even if the at-fault driver does not have enough liability coverage to cover the cost of our damages.
Does Mississippi have no pay no play law?
AN ACT TO CREATE THE "MISSISSIPPI AUTO LIABILITY INSURANCE NO PAY – NO PLAY ACT"; TO PROVIDE THAT THERE SHALL BE NO RECOVERY FOR THE FIRST $10,000.00 OF BODILY INJURY AND NO RECOVERY FOR THE FIRST $10,000.00 OF PROPERTY DAMAGE BASED ON ANY CAUSE OR RIGHT OF ACTION ARISING OUT OF A MOTOR VEHICLE ACCIDENT IF THE OWNER OR …
Is Mississippi a no fault insurance state?
Mississippi used to be a no-fault auto insurance state. Today, it is a comparative fault state. In Mississippi, you can file suit on a personal injury automobile accident and it is the jury's responsibility to determine what percentage of fault of each party.
Which states are no pay no play?
Currently, ten states have no pay, no play laws on the books: Alaska, California, Iowa, Kansas, Louisiana, Michigan, New Jersey, North Dakota, Oklahoma, and Oregon. In other states, no pay, no play laws have been proposed, but have not been enacted.
Is Mississippi a PIP state?
No, personal injury protection (PIP) is not required in Mississippi. PIP is not even available in Mississippi. Instead of PIP insurance, Mississippi insurance companies offer medical payments insurance (sometimes called MedPay), which helps with hospital bills resulting from a car accident.