Is liability insurance required in Kansas?

In Kansas, car insurance is mandatory for all drivers. Kansas has provisions for liability coverage, personal injury protection (PIP) and uninsured or underinsured motorist coverage. Liability insurance covers only the other car and/or that car's driver and passengers when you are found at fault for the accident.

Why do I need liability insurance?

Liability insurance is critical for those who are liable and at fault for injuries sustained by other people or in the event that the insured party damages someone else's property. As such, liability insurance is also called third-party insurance.

Is general liability insurance required in Kansas?

General Liability Insurance in Kansas. Kansas general liability insurance is required by the state for most business owners. GL coverage is designed to protect KS business owners from direct or indirect damages to another party.

What insurance is required by law in Kansas?

Kansas requires all of its residents to carry auto insurance with liability and uninsured motorist coverage. It is a no-fault state, which means that your auto insurer will pay for first-party benefits — your medical costs for injuries from an accident — regardless of fault.

What are the three types of auto insurance you are required to purchase in Kansas?

Kansas law requires anyone who owns, operates, maintains, or uses a motor vehicle to have three forms of insurance: Liability Coverage (body and property) Personal Injury Protection (PIP or No-Fault) Uninsured/Underinsured Coverage.

Is liability insurance required in all 50 states?

State minimums and coverage types vary, but nearly all states that mandate insurance require liability coverage for property damage and bodily injury. The sole exception is Florida, which only requires liability coverage for property damage, in addition to PIP coverage.

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