Does car insurance cover all driver?
Your car insurance typically will cover other drivers operating your vehicle if they're listed on the policy. This may include your spouse or significant other, your parents, your siblings or your children. It also may include other household members.
Does car insurance cover unnamed driver?
Named drivers will be able to make claims under the insurance plan, while unnamed drivers are usually not able to, though some insurers allow claims for unnamed drivers with an additional access. It is best to check with your insurer or the policy plan for the details.
Can you be the policy holder but not the main driver?
The main driver (or vehicle policyholder) is the person who drives the vehicle most often and earns no claims discount. They do not need to be the principle policyholder but they must live at the same address as them.