What are the disadvantages of dash cam?
Dashcam video may be used as evidence if you're involved in a crash. While you may think you're not at fault, the video could prove otherwise! Additionally, if the footage does prove your innocence, it's not guaranteed that it would be admissible should you end up in court.
Does having a dashcam lower your insurance UK?
The innovative technology makes driving easy and most of all provides you with important evidence if an accident does occur, it can prove who was at fault. Some insurance companies will provide reduced car insurance for drivers with dash cams, although this doesn't apply for all companies.
Will my insurance go down if I have a dash cam?
Is there a dashcam car insurance discount? Insurance companies generally don't offer discounts for dashcams, but they can help you avoid an increase in your insurance rate by providing evidence that you weren't at fault in an accident.
How much does a dash cam take off your insurance?
Most dash cam discounts range between 10 and 15%. Some insurers offer up to 30% off, but only when you buy a specific make of dash cam. Having a dash cam means you're happy to have your driving filmed – and this makes you less risky in the eyes of many insurers.
Do I have to tell my insurance about a dashcam?
This sounds obvious, but insurers and the police need to be able to see what's happening on the road in the footage. If you've told your insurer you have a dash cam but later make a claim without having the footage to support it, you may have to repay any discounts you've had. It could also invalidate your policy.