Does car insurance follow the car or the driver in California?
In California, insurance typically follows the car, however not all cases are the same. If you're planning to lend your car to a family member or friend, or borrow one from someone else, remember that it's wise to review both of your insurance policies first.
Does insurance follow the car or the driver in Missouri?
Car insurance usually follows the car in Missouri. The types of car insurance that follow the car in Missouri are bodily injury liability, personal injury liability, uninsured motorist protection, collision, and comprehensive.
Does insurance follow the car or driver in South Carolina?
Car insurance usually follows the car in South Carolina. The types of car insurance that follow the car in South Carolina are bodily injury liability, personal injury liability, uninsured motorist protection, collision, and comprehensive.
What happens if someone else is driving my car and gets in an accident in California?
Q: What Happens If Someone Borrows My Car and Has an Accident That Wasn't Their Fault? A: If the borrower of your vehicle has an accident and another driver is at fault, California's fault rule comes into play. You and the borrower would both have grounds to file claims against the at-fault driver's insurance policy.
Can I drive a friend’s car with my insurance in California?
As long as a driver has the vehicle owner's permission to operate the vehicle, the owner's policy will provide coverage no matter who the driver is. The vehicle owner's policy should cover injuries and property damage.
Why does car insurance follow the car and not the driver?
Auto insurance policies follow vehicles because many drivers don't have insurance policies in their own names. A state-mandated liability car insurance policy linked to the vehicle ensures that there is always a way to pay if any driver of the car is at fault for injuries or property damage.