What do you do if your car breaks down?
Calling a tow truck or any roadside assistance should be your next move. After all, the longer you stay on the road, the more dangerous it can be for other road users. if you already have a preferred workshop and tow truck vendor, then proceed to use them.
Does insurance cover breakdown towing?
Car insurance protects your car from many forms of damage. Unfortunately, breakdowns aren't covered by default. To cover the towing of your car when you weren't involved in an accident, you'd need roadside assistance in your policy. After a crash, the insurance of the at-fault driver usually covers towing expenses.